18 cards ranked by comparable return · 96 additional cards with reward rules but no comparable value

Select up to 3 cards to compare side by side.

Estimated return: Modelled from ordinary/base spending. Your merchant, category and transaction mix is not inferred.

Meets your constraints17 cards

Available evidence supports the selected limits. Existing evidence-backed order is retained.

  1. 1.5%
    ~1.5% effective return
    Estimated return~₹380/month
    ₹499 annual fee · Up to 5% on Google Pay (domestic) · ₹500 per statement cycle — shared across Google Pay (domestic), Ola (domestic), Swiggy… · 10 structured exclusions
    View
  2. 1.5%
    HSBC India Live+ HSBC Moderate rewards
    ~1.5% effective return
    Estimated return~₹380/month
    ₹999 annual fee · Up to 10% on Dining · ₹1,200 per month — shared across Dining, Food delivery, Grocery, Shopping & Utilities · 11 structured exclusions
    View
  3. 1%
    Axis Bank Airtel AXIS Moderate rewards
    ~1% effective return
    Estimated return~₹250/month
    ₹500 annual fee · Up to 25% on Airtel (Thanks app) (domestic) · 2× base cashback earned in the same month · 8 structured exclusions
    View
  4. 1%
    Axis Bank Flipkart AXIS Moderate rewards
    ~1% effective return
    Estimated return~₹250/month
    ₹500 annual fee · Up to 7.5% on Myntra (domestic) · ₹4,000 per quarter · Structured exclusions not listed
    View
  5. 1%
    ~1% effective return
    Estimated return~₹250/month
    ₹1,000 annual fee · Up to 5% on Amazon (domestic) · ₹1,000 per calendar month · 6 structured exclusions
    View
  6. 1%
    HDFC Bank PIXEL Go HDFC Moderate rewards
    ~1% effective return
    Estimated return~₹250/month
    ₹250 annual fee · Up to 5% on Selected categories · ₹15,000 per month · 1 structured exclusion
    View
  7. 1%
    HDFC Bank PIXEL Play HDFC Moderate rewards
    ~1% effective return
    Estimated return~₹250/month
    ₹500 annual fee · Up to 5% on Selected categories · ₹15,000 per month · 1 structured exclusion
    View
  8. 1%
    ~1% effective return
    Estimated return~₹250/month
    ₹1,000 annual fee · Up to 10% on Swiggy (domestic) · ₹1,000 per statement cycle · 9 structured exclusions
    View
  9. 1%
    ~1% effective return
    Estimated return~₹250/month
    ₹500 annual fee · Up to 5% on Amazon, Flipkart, Myntra, Netflix and more — issuer list applies · ₹1,000 per statement cycle · 9 structured exclusions
    View
  10. 1%
    HDFC Bank UPI RuPay HDFC Moderate rewards
    ~1% effective return
    Estimated return~₹250/month
    ₹99 annual fee · Up to 3% on Dining Grocery Supermarket · 500 CashPoints per month · Structured exclusions not listed
    View
  11. 1%
    ~1% effective return
    Estimated return~₹250/month
    ₹0 annual fee · Up to 5% on Amazon for Prime users · Uncapped · 9 structured exclusions
    View
  12. 1%
    IDFC FIRST Bank HPCL Power Plus IDFC FIRST Moderate rewards
    ~1% effective return
    Estimated return~₹250/month
    ₹499 annual fee · Up to 30 pts / ₹150 on HPCL (domestic) · 2,400 points per month; at 30 pts / ₹150, this lane reaches the cap at ₹12,000 of eligi… · Structured exclusions not listed
    View
  13. 1%
    ~1% effective return
    Estimated return~₹250/month
    ₹0 annual fee · Up to 2% on Accelerated Category · Not stated · Structured exclusions not listed
    View
  14. 1%
    SBI Card Cashback SBI Moderate rewards
    ~1% effective return
    Estimated return~₹250/month
    ₹999 annual fee · Up to 5% on Online shopping · ₹2,000 per statement cycle · 15 structured exclusions
    View
  15. 1%
    ~1% effective return
    Estimated return~₹250/month
    ₹499 annual fee · Up to 2% on Online shopping · ₹500 per statement cycle · 2 structured exclusions
    View
  16. 0.75%
    Axis Bank Cashback AXIS Moderate rewards
    ~0.75% effective return
    Estimated return~₹190/month
    ₹1,000 annual fee · Up to 7% on Online shopping · ₹400 per month · Structured exclusions not listed
    View
  17. 0.5%
    ~0.5% effective return
    Estimated return~₹130/month
    ₹0 annual fee · No accelerated category published · Not stated · Structured exclusions not listed
    View
Needs verification83 cards

Shown separately because a required fact is missing or not sufficiently verified. Each card names that fact.

  1. ~0.67% effective return
    Estimated return~₹170/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  2. ~0.67% effective return
    Estimated return~₹170/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  3. American Express Platinum Travel AMEX Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  4. ~0.5% effective return
    Estimated return~₹130/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  5. AU Small Finance Bank ixigo AU Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  6. AU Small Finance Bank LIT AU Limited data
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  7. AU Small Finance Bank Zenith+ AU Moderate rewards Limited data
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  8. ~2% effective return
    Estimated return~₹500/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  9. Axis Bank Burgundy Private AXIS Moderate rewards
    ~1.5% effective return
    Estimated return unavailable
    Annual fee is missing or not sufficiently verified for this ceiling.
    View
  10. ~2% effective return
    Estimated return~₹500/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  11. ~0.67% effective return
    Estimated return~₹170/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  12. Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  13. Axis Bank IndiGo Axis Bank Premium AXIS Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  14. ~0.4% effective return
    Estimated return~₹100/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  15. ~0.1% effective return
    Estimated return~₹30/month
    Annual fee is missing or not sufficiently verified for this ceiling.
    View
  16. Axis Bank Privilege AXIS Moderate rewards Limited data
    ~1% effective return
    Estimated return~₹250/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  17. Axis Bank SELECT AXIS Moderate rewards
    ~1% effective return
    Estimated return~₹250/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  18. BOBCARD Eterna BOBCARD
    ~0.75% effective return
    Estimated return~₹190/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  19. BOBCARD Tiara BOBCARD Moderate rewards Limited data
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  20. BOBCARD Uni GoldX BOBCARD Moderate rewards Limited data
    ~1% effective return
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  21. Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  22. ~0.25% effective return
    Estimated return~₹30/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  23. ~0.17% effective return
    Estimated return~₹20/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  24. ~0.13% effective return
    Estimated return~₹10/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  25. ~0.15% effective return
    Estimated return~₹40/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  26. ~0.64% effective return
    Estimated return~₹30/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  27. Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  28. ~0.33% effective return
    Estimated return~₹70/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  29. HDFC Bank Platinum Times HDFC Moderate rewards
    ~0.5% effective return
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  30. ~1.63% effective return
    Estimated return~₹90/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  31. ~1.5% effective return
    Estimated return~₹380/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  32. ~1% effective return
    Estimated return~₹250/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  33. HSBC India TravelOne HSBC Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  34. ICICI Bank Coral RuPay ICICI Limited data
    ~0.5% effective return
    Estimated return~₹130/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  35. ICICI Bank Coral Visa ICICI Moderate rewards
    ~0.5% effective return
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  36. ICICI Bank HPCL Super Saver ICICI Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  37. ~1% effective return
    Estimated return~₹250/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  38. ICICI Bank Platinum Chip ICICI Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  39. ICICI Bank Rubyx American Express ICICI Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  40. ~0.5% effective return
    Estimated return~₹130/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  41. IDBI Bank Euphoria World IDBI Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  42. IDBI Bank Royale Signature IDBI Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  43. IDBI Bank Winnings RuPay Select IDBI Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  44. ~1.33% effective return
    Estimated return~₹210/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  45. IDFC FIRST Bank IndiGo IDFC FIRST Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  46. ~0.38% effective return
    Estimated return~₹90/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  47. ~0.38% effective return
    Estimated return~₹90/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  48. Comparable return unavailable
    Estimated return unavailable
    Reward value is unavailable in the comparable return field.
    View
  49. ~0.38% effective return
    Estimated return~₹90/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  50. ~1% effective return
    Estimated return~₹130/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  51. ~0.4% effective return
    Estimated return~₹100/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  52. ~0.5% effective return
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  53. Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  54. ~0.25% effective return
    Estimated return~₹60/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  55. Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  56. Kotak Mahindra Bank League Platinum KOTAK Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  57. ~0.25% effective return
    Estimated return~₹50/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  58. ~0.83% effective return
    Estimated return~₹170/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  59. SBM Bank (India) Niyo Global SBM Limited data
    Comparable return unavailable
    Estimated return unavailable
    Reward value is unavailable in the comparable return field.
    View
  60. ~1% effective return
    Estimated return~₹250/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  61. ~0.11% effective return
    Estimated return~₹30/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  62. ~0.5% effective return
    Estimated return~₹130/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  63. ~0.25% effective return
    Estimated return~₹60/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  64. ~0.25% effective return
    Estimated return~₹60/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  65. ~0.5% effective return
    Estimated return~₹130/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  66. ~1% effective return
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  67. ~0.8% effective return
    Estimated return~₹200/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  68. ~0.5% effective return
    Estimated return~₹30/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  69. ~0.5% effective return
    Estimated return~₹60/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  70. ~1% effective return
    Estimated return~₹60/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  71. ~1% effective return
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  72. ~1% effective return
    Estimated return~₹250/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  73. ~0.5% effective return
    Estimated return~₹130/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  74. ~0.5% effective return
    Estimated return~₹130/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  75. ~0.25% effective return
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  76. Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  77. ~0.17% effective return
    Estimated return~₹40/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  78. ~3.33% effective return
    Estimated return~₹830/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  79. ~2% effective return
    Estimated return~₹500/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  80. ~1.5% effective return
    Estimated return~₹380/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  81. ~1% effective return
    Estimated return~₹250/month
    A modelled return is shown, but it is not comparable enough to rank. Annual-fee eligibility is separate.
    View
  82. YES Bank Uni GoldX YES Moderate rewards Limited data
    ~1% effective return
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
  83. YES Bank Marquee YES Moderate rewards Limited data
    Comparable return unavailable
    Estimated return unavailable
    Estimated return cannot be established for this spend preset. Annual-fee eligibility is separate and is not what placed this card here.
    View
Exceeds your constraints · 14 cards
Exceeds your constraints14 cards

Verified evidence establishes that these cards exceed the selected annual-fee ceiling.

  1. 2%
    ~2% effective return
    Estimated return~₹500/month
    Published annual fee exceeds your selected ceiling.
    View
  2. Comparable return unavailable
    Estimated return unavailable
    Published annual fee exceeds your selected ceiling.
    View
  3. AU Small Finance Bank Zenith AU Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Published annual fee exceeds your selected ceiling.
    View
  4. Axis Bank Magnus AXIS Moderate rewards
    ~1.2% effective return
    Estimated return~₹300/month
    Published annual fee exceeds your selected ceiling.
    View
  5. Comparable return unavailable
    Estimated return unavailable
    Published annual fee exceeds your selected ceiling.
    View
  6. Axis Bank Reserve AXIS Moderate rewards
    ~1.5% effective return
    Estimated return~₹380/month
    Published annual fee exceeds your selected ceiling.
    View
  7. ~3.33% effective return
    Estimated return~₹250/month
    Published annual fee exceeds your selected ceiling.
    View
  8. ~3.33% effective return
    Estimated return~₹250/month
    Published annual fee exceeds your selected ceiling.
    View
  9. HSBC India Premier HSBC Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Published annual fee exceeds your selected ceiling.
    View
  10. ICICI Bank Emeralde ICICI Moderate rewards
    Comparable return unavailable
    Estimated return unavailable
    Published annual fee exceeds your selected ceiling.
    View
  11. ~2% effective return
    Estimated return~₹200/month
    Published annual fee exceeds your selected ceiling.
    View
  12. ~1.67% effective return
    Estimated return~₹170/month
    Published annual fee exceeds your selected ceiling.
    View
  13. ~6.67% effective return
    Estimated return~₹420/month
    Published annual fee exceeds your selected ceiling.
    View
  14. ~1.2% effective return
    Estimated return unavailable
    Published annual fee exceeds your selected ceiling.
    View