Compare the Best Credit Cards in India
Find cards by rewards, lounge access, forex markup, annual fee, or travel use case — using factual snapshots, not affiliate rankings.
Start with what matters most
68 cards tracked · 11 issuers · Updated 4 Jun 2026
Overall Premium
Infinia
Emeralde
- Annual fee
- ₹12.5K
- ₹12K
- Forex markup
- 2%
- 2%
- Lounge visits
- Unlimited
- Unlimited
Diners Club Black
ELITE
- Annual fee
- ₹10K
- ₹5.0K
- Forex markup
- 2%
- 1.99%
- Lounge visits
- Unlimited
- 8
Scapia
Diners Club Black
- Annual fee
- ₹0
- ₹10K
- Forex markup
- 0%
- 2%
- Lounge visits
- Unlimited
- Unlimited
Popular starting points
One card per use case Airport lounge access ∞ lounge Axis Bank Magnus Annual fee ₹12,500 · Forex 2% · Unlimited lounge access View details → Premium travel Low forex + premium travel perks Axis Bank Primus Annual fee ₹3,00,000 · Forex 0% · Unlimited lounge access View details → Popular all-rounder ₹0 annual fee + broad utility IDFC FIRST Bank Private Reserve Annual fee ₹0 · Forex 0% · Unlimited lounge access View details → 66 Annual fee ₹,000 · Forex 3.5% · No lounge access American Express Platinum Charge Card Annual fee ₹66,000 · Forex 3.5% · No lounge access View details → 5 Annual fee ₹,000 · Forex 3.5% · 8/year domestic lounge American Express Platinum Travel Annual fee ₹5,000 · Forex 3.5% · 8/year domestic lounge View details → 500 Annual fee ₹ · Forex 3.5% · No lounge access Axis Bank Airtel Annual fee ₹500 · Forex 3.5% · No lounge access View details → Frequently visited 10 Annual fee ₹,000 · Forex 2% · Unlimited lounge access HDFC Bank Diners Club Black Annual fee ₹10,000 · Forex 2% · Unlimited lounge access View details → Frequently visited 500 Annual fee ₹ · Forex 3.5% · 4/year domestic lounge ICICI Bank Coral Visa Annual fee ₹500 · Forex 3.5% · 4/year domestic lounge View details → Frequently visited 3 Annual fee ₹,500 · Forex 3.5% · 16/year domestic lounge ICICI Bank Sapphiro Mastercard Annual fee ₹3,500 · Forex 3.5% · 16/year domestic lounge View details →
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Featured comparisons
Side by sideCompare popular picks across price tiers, lounge access, rewards, and forex bands. Each comparison surfaces only the facts that differ.
OVERALL PREMIUM LOUNGE ACCESS LOW FOREX TRAVEL & CONCIERGE MID-TIER VALUE
HDFC Bank Infinia
vs
ICICI Bank Emeralde
HDFC Bank Diners Club Black
vs
SBI Card ELITE
Federal Bank Scapia
vs
HDFC Bank Diners Club Black
ICICI Bank Emeralde
vs
HDFC Bank Infinia
SBI Card Prime
vs
ICICI Bank Rubyx American Express
Browse cards
A–Z by issuer · 68No cards match this filter yet.
AXIS
HDFC
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ICICI
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SBI
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FEDERAL
AMEX
HSBC
IDFC FIRST
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INDUSIND
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KOTAK
RBL
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Decision guideMatch a card to your primary use — everyday rewards, lounge access, or low forex — then open the card page to verify fees and benefits before you apply.