Compare Credit Cards in India

Find the right card. Know why.

Compare Indian credit cards using published benefits, issuer evidence and clearly stated limitations.

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  • 117 Cards tracked
  • 18 Issuers covered
  • Evidence-aware comparisons

Updated 26 Oct 2026

Featured comparisons

When two cards are close

Start here when the tradeoff is not obvious. These pairings put popular alternatives next to each other across fee, lounge, rewards, and forex fields.

OVERALL PREMIUM
HDFC Bank Infinia
vs
ICICI Bank Emeralde
Same tier · ₹500 gap
LOUNGE ACCESS
HDFC Bank Diners Club Black
vs
SBI Card ELITE
Both include domestic lounge
EVERYDAY REWARDS
HDFC Bank Millennia
vs
Axis Bank ACE
Same fee class · 1% base cashback vs 1.5% base cashback
LOW FOREX
Federal Bank Scapia
vs
HDFC Bank Diners Club Black
0% forex vs 2% forex
PREMIUM VS ZERO FOREX
ICICI Bank Emeralde
vs
Federal Bank Scapia
2% forex vs 0% forex
MID-TIER VALUE
SBI Card Prime
vs
ICICI Bank Rubyx American Express
Same tier · ₹999 gap

Representative cards

Representative examples — not usage rankings
Low forex travel 0% forex Federal Bank Scapia No joining or annual fee currently listed · Forex 0% · Unlimited lounge access View details → Cashback cards 1.5% base cashback Axis Bank ACE ₹499 annual fee · Forex 3.5% · 4 per year domestic lounge View details → UPI / RuPay payments UPI card CSB Bank Jupiter Edge CSB Bank RuPay No joining or annual fee currently listed · Forex 3.5% · No lounge on legacy Edge CSB View details → Airport lounge access ∞ lounge American Express Platinum Charge Card ₹66,000 annual fee · Forex 3.5% · Unlimited lounge access View details → Low annual fee No joining or annual fee currently listed IDFC FIRST Bank Millennia No joining or annual fee currently listed · Forex 0% · 16 railway lounge visits per year (max 4/quarter) · No airport lounge access View details → Reward points 9 pts / ₹100 YES Bank Marquee ₹4,999 annual fee · Forex 1% · 6 per quarter domestic + Unlimited international View details → Premium travel Low forex + premium travel perks HDFC Bank Diners Club Black ₹10,000 annual fee · Forex 2% · Unlimited lounge access View details → Dining rewards 10 / ₹100 dining earn SBI Card ELITE ₹4,999 annual fee · Forex 1.99% · 8 domestic + 6 international lounge visits/year View details →

Why our rankings are different

Trust is part of the result.

Selection methodology is based on issuer-backed data, source confidence, and verified fields. Cards with missing or low-confidence data may stay out of a shortlist.

  • Uses issuer-backed evidence where it is published.
  • Does not invent unpublished values.
  • Leaves cards unranked when evidence is insufficient.
Why a card stays off a shortlist →

Browse all cards

117 cards · 18 issuers

Open the full catalog, or jump into the finder when you already know a fee, lounge, or forex constraint.

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Concepts worth knowing

Three ideas that change how you compare cards — not a syllabus.

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Railway lounge access is recorded separately from airport lounge access.

Updated 27 October 2026 moneymatters.cards Privacy Change look saved in this browser only
Important

Data compiled from issuer and public information. Details may change — verify with issuer. Reference data, not financial advice.

Money Matters is an independent comparison and information service. It is not affiliated with, sponsored by, or endorsed by any bank or card issuer. Card and issuer names are trademarks of their respective owners and are used here only to identify the products being compared.