ICICI
ICICI Bank Coral RuPay Credit Card
Mid-tier card · 16/year domestic lounge (4 per quarter) · fee waiver achievable around ₹1.5L annual spend · 0.99% forex markup.
The ICICI Bank Coral RuPay Credit Card is issued by ICICI. Use this page to compare key benefits, fees & charges, lounge access, rewards, and forex markup — then compare with similar cards.
- Good for travel 1% forex · 16 lounge/year
- Low forex 1% forex markup
- Strong lounge access 16 lounge visits per year
- Low annual fee ₹500 annual fee
Example usage at this monthly spend
- At this monthly spend, you'd earn: ~1,000 pts/month (base earn)
- Fee waiver achievable at this spend
- Forex cost ~₹500 per ₹50k international spend
Illustrative only, using current base rates and snapshot data.
Confidence: Medium (verify with issuer)
Verify with issuer (opens in new tab)Card snapshot
| Annual fee | ₹500 |
|---|---|
| Joining fee | ₹500 |
| Forex fee | 0.99% (verify with issuer) What is this? |
| Lounge access | 16/year domestic lounge (4 per quarter) |
| Reward rate | 2 pts / ₹100 (base, normalized) What is this? |
Real-world usage examples
- Works best for travelers who need around 16 domestic lounge visits a year.
- Useful for international travel spending because forex markup is kept to 0.99%.
Annual fee break-even math
At base earn rates, you need roughly ₹1L in yearly spend to offset the ₹500 annual fee.
Key Benefits
Lounge Access
- Domestic visits
- 16/year
- International visits
- Not available in current snapshot International details not available.
Rewards
- Points per ₹100
- 2 pts value depends on redemption
Fees & Charges
Fees
- Annual fee
- ₹500
- Joining fee
- ₹500
- Fee waiver spend
- ₹1,50,000 Below catalog median waiver (₹3,00,000 vs ₹1,50,000).
International Use
- Forex markup
- 0.99% (verify with issuer)
- Product tier
- Mid-tier
Best For
- Good for travel
- Low forex
- Strong lounge access
- Low annual fee
Explore: best credit cards in India · low forex cards · zero forex cards · forex markup (learn) · reward rate (learn) · lounge access cards
Compare with similar cards
Open the closest side-by-side options in this tier before you apply.
- HDFC Bank Tata Neu Infinity RuPay Side-by-side compare HDFC Bank Tata Neu Infinity RuPay vs ICICI Bank Coral RuPay
- SBI Card PULSE Side-by-side compare SBI Card PULSE vs ICICI Bank Coral RuPay
- Axis Bank IndianOil Axis Bank Premium RuPay Side-by-side compare Axis Bank IndianOil Axis Bank Premium RuPay vs ICICI Bank Coral RuPay
- Axis Bank Cashback Side-by-side compare Axis Bank Cashback vs ICICI Bank Coral RuPay
Latest update
- Snapshot refreshed on 25 April 2026 (today).
- Annual fee on file: ₹500.
- Forex markup currently listed at 0.99%.
- 16/year domestic lounge (4 per quarter) is on file in the latest refinery snapshot.
Learn more
How forex markup works · Reward rate (points / ₹100) explained · Cashback vs reward points