INDUSIND
IndusInd Bank Pinnacle World Credit Card
4/year domestic lounge · no annual fee · 3.5% forex markup.
The IndusInd Bank Pinnacle World Credit Card is issued by INDUSIND. Use this page to compare key benefits, fees & charges, lounge access, rewards, and forex markup — then compare with similar cards.
High forex Limited lounge access No annual fee No UPI support
- Limited lounge access 4 lounge visits per year
- No annual fee No annual fee
Example usage at this monthly spend
₹
- At this monthly spend, you'd earn: ~500 pts/month (base earn)
- Forex cost ~₹1,750 per ₹50k international spend
Illustrative only, using current base rates and snapshot data.
Annual fee
₹0
No annual fee on file.
Lounge
4/year (domestic)
Reward rate
1 pts/₹100 What is this?
Confidence: Medium (verify with issuer)
Verify with issuer (opens in new tab)Card snapshot
| Annual fee | ₹0 |
|---|---|
| Joining fee | ₹15,000 |
| Forex fee | 3.5% What is this? |
| Lounge access | 4/year domestic lounge |
| Reward rate | 1 pts / ₹100 (base, normalized) What is this? |
Real-world usage examples
- Less suited to international transactions because forex markup is 3.5%.
- Good for everyday domestic spend if you want to avoid annual fee drag.
Key Benefits
Lounge Access
- Domestic visits
- 4/year
- International visits
- 4/year
Rewards
- Points per ₹100
- 1 pts value depends on redemption
Fees & Charges
Fees
- Annual fee
- ₹0
- Joining fee
- ₹15,000
International Use
- Forex markup
- 3.5%
Best For
- No annual fee
Explore: best credit cards in India · low forex cards · zero forex cards · forex markup (learn) · reward rate (learn) · lounge access cards
Drawbacks
- High forex markup (3.5%)
Compare with similar cards
Open the closest side-by-side options in this tier before you apply.
- Axis Bank ACE Side-by-side compare Axis Bank ACE vs IndusInd Bank Pinnacle World
- Axis Bank Airtel Side-by-side compare Axis Bank Airtel vs IndusInd Bank Pinnacle World
- Axis Bank Cashback Side-by-side compare Axis Bank Cashback vs IndusInd Bank Pinnacle World
- Axis Bank Flipkart Side-by-side compare Axis Bank Flipkart vs IndusInd Bank Pinnacle World
Latest update
- Snapshot refreshed on 25 April 2026 (today).
- Annual fee on file: ₹0.
- Forex markup currently listed at 3.5%.
- 4/year domestic lounge is on file in the latest refinery snapshot.
Learn more
How forex markup works · Reward rate (points / ₹100) explained · Cashback vs reward points