RBL

World Safari Credit Card

Good for travel and zero-forex spending.

Should you get this?

Strong fit

Confirm terms with the issuer

Why this card

  • Forex markup is listed as 0%.
  • Up to 5 pts / ₹100 on Travel
  • 2 per quarter domestic lounge.
Issuer evidence · 5 sources →

Trade-off

Annual fee waiver isn't clearly documented.

Annual fee ₹3,000 per year
Rewards 2 pts / ₹100 base
Lounge milestone ₹35,000 spend / quarter → voucher option
Forex markup 0% zero forex
Compare with AU Small Finance Bank Zenith+ →

Similar lounge profile

Rewards

Earning rules

Detail · from the summary above
ScopeRateEligibilityLimit
Domestic spend2 pts / ₹100Credited as reward pointsNot stated
Travel5 pts / ₹100Credited as reward pointsNot stated

Redemption value

What a Reward Point is worth

  1. Catalogue₹0.25 / pt

When does this card pay for itself?

Rewards break-even estimate
₹6L

Conservative yearly spend needed at the ₹0.25-per-point ranking floor.

Reward reality — the earning-rate detail behind the numbers above

Reward reality

Conclusion · what you actually get

Eligible spend

2 points per ₹100 on eligible spend

Verified value

₹0.25 per point

Catalogue

Realisation

Credited as reward points

Costs & fees

Spending requirements

Spend gates · caps · milestone thresholds
RequirementAmountPeriodUnlocks
Lounge access spend gate₹50,000quarterLounge eligibility
Milestone spend₹10,000yearMilestone benefit

Estimated usage

Example usage at this monthly spend

₹
  • At this monthly spend, you'd earn: Based on the standard earn rate (2 pts / ₹100). Up to ~1,000 pts/month if the entire spend qualifies. Excluded transactions and category rules earn less. Partner bonuses aren't included.
  • Worth ~₹250 at the conservative redemption floor
  • Fee waiver conditions unclear — verify

Illustrative only, using current base rates and snapshot data.

Benefits & charges

Side-by-side facts
Benefits

Lounge Access

Domestic (cardholder)
2 per quarter — via Visa lounge programme · verified 6 Jul 2026 Condition: ₹35,000 spend in the previous calendar quarter (unlocks the following quarter) · Primary cardmembers get 2 domestic lounge accesses in a quarter if they spend INR 35,000 or more in the previous calendar quarter.

Issuer documented · corroborating sources · verify issuer terms before applying

Where to verify
  • PaisaBazaar
  • Operator-verified anchor
  • RBL official page
  • CardInsider
  • Stable Money
International (cardholder)
No international lounge entitlement documented by the issuer Absence of an international claim is not proof of exclusion. Confirm with the issuer or network programme.

Issuer documented · corroborating sources · verify issuer terms before applying

Where to verify
  • PaisaBazaar
  • Operator-verified anchor
  • RBL official page
  • CardInsider
  • Stable Money
Guest access
Guests: paid access

Lounge network

Rewards

Base earn
2 points per ₹100 value depends on redemption
Effective return (honest floor)
~0.5% base (conservative redemption) Conservative redemption floor; best documented path is not ranked on.
Headline point value
₹0.25 per Reward Point (Catalogue) Issuer headline channel — full channel grid in Redemption value.
Fees & charges

Fees

Monthly interest rate
3.99% / month
First-year cost
₹3,000 · verified 4 Sept 2026
Annual fee
₹3,000

International Use

Forex markup
0%

Issuer documented · corroborating sources · verify issuer terms before applying

Where to verify
Product tier
Premium

Travel & perks

Fuel Benefits

At the pump

No verified fuel benefit available.

Fine print & compare

Compare with similar cards

Similar tier · similar benefits
SIDE BY SIDE
RBL Bank World Safari
vs
AU Small Finance Bank Zenith+
SIDE BY SIDE
RBL Bank World Safari
vs
SBI Card ELITE
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RBL Bank World Safari
vs
SBI Card Miles Elite
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RBL Bank World Safari
vs
YES Bank Marquee

The fine print

Caps · exclusions · earning · redemption · last refresh

Exclusions

These spends do not earn reward points.

Payments

  • Rent

Travel

  • Travel bookings

International

  • International transactions

Latest update

  • First-year cost: ₹3,000.
  • Annual fee: ₹3,000.
  • Forex markup currently listed at 0%.
  • 2 per quarter domestic lounge · ₹35,000 spend in the previous calendar quarter.

Common questions

From verified card facts

Is this good for lounge access?

2 per quarter domestic lounge. Check current spend criteria, guest rules, visit caps, and airport acceptance before relying on it.

Is this good for international spends?

Forex markup is 0%, which can be useful for international spends if the annual fee and usage pattern still make sense.

Is the annual fee easy to recover?

Value depends on usage and waiver terms. GST may apply on the annual fee.

When do welcome benefits arrive?

Legacy data contains a possible welcome-benefit signal, but the benefit item, qualification, and fulfilment are not verified. Check the issuer welcome email, MITC, and current offer page before relying on it.

Learn

Learn more

Guides matched to this card — not a random syllabus.

All guides →
Last refreshed 10 Sept 2026 moneymatters.cards Change look saved in this browser only
Important

Data compiled from issuer and public information. Details may change — verify with issuer. Reference data, not financial advice.

Money Matters is an independent comparison and information service. It is not affiliated with, sponsored by, or endorsed by any bank or card issuer. Card and issuer names are trademarks of their respective owners and are used here only to identify the products being compared.