Find the best card for you

General/base reward rate only — category bonuses not included.

1. #1
   Axis Bank Magnus AXIS High rewards Strong data

   ~5% effective return

   5 pts / ₹100 on General spend
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2. #2
   HDFC Bank Infinia HDFC High rewards Strong data

   ~5% effective return

   5 pts / ₹100 on General spend
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3. #3
   HDFC Bank Diners Club Black HDFC High rewards Strong data

   ~3.33% effective return

   5 pts / ₹150 on General spend
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4. #4
   HDFC Bank Infinia Metal Edition HDFC High rewards Strong data

   ~3.33% effective return

   5 pts / ₹150 on General spend
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5. #5
   HDFC Bank PIXEL Play HDFC High rewards Strong data

   ~3% effective return

   5% on Selected categories + 3% on General spend
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6. #6
   Axis Bank Horizon AXIS High rewards Strong data

   ~2% effective return

   2 pts / ₹100 on General spend
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7. #7
   ICICI Bank Times Black ICICI High rewards Reasonable data

   ~2% effective return

   2 pts / ₹100 on General spend
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8. #8
   Kotak Mahindra Bank 811 #DreamDifferent KOTAK High rewards Strong data

   ~2% effective return

   2 pts / ₹100 on General spend
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9. #9
   Kotak Mahindra Bank White Reserve KOTAK High rewards Strong data

   ~2% effective return

   2% on General spend
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10. #10
    ICICI Bank HPCL Super Saver ICICI Moderate rewards

    ~1.67% effective return

    10 pts / ₹150 on General spend
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11. #11
    IDFC FIRST Bank Mayura IDFC FIRST Moderate rewards Reasonable data

    ~1.67% effective return

    5 pts / ₹150 on General spend
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12. #12
    Axis Bank ACE AXIS Moderate rewards Strong data

    ~1.5% effective return

    5% on Bill payments + 1.5% on General spend
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13. #13
    Axis Bank Burgundy Private AXIS Moderate rewards Strong data

    ~1.5% effective return

    7.5 pts / ₹100 on General spend
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14. #14
    Axis Bank Flipkart AXIS Moderate rewards Strong data

    ~1.5% effective return

    5% on Flipkart + 1.5% on General spend
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15. #15
    Axis Bank Reserve AXIS Moderate rewards Strong data

    ~1.5% effective return

    7.5 pts / ₹100 on General spend
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16. #16
    ICICI Bank Emeralde ICICI Moderate rewards Strong data

    ~1.5% effective return

    6 pts / ₹100 on General spend
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17. #17
    HDFC Bank Regalia HDFC Moderate rewards Strong data

    ~1.33% effective return

    4 pts / ₹150 on General spend
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18. #18
    HDFC Bank Regalia Gold HDFC Moderate rewards Strong data

    ~1.33% effective return

    4 pts / ₹150 on General spend
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19. #19
    HDFC Bank Tata Neu Infinity RuPay HDFC Moderate rewards Strong data

    ~1.25% effective return

    5 pts / ₹100 on General spend
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20. #20
    IndusInd Bank Avios Visa Infinite INDUSIND Moderate rewards Strong data

    ~1.2% effective return

    1.5 pts / ₹100 on General spend
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21. #21
    Axis Bank Airtel AXIS Moderate rewards Strong data

    ~1% effective return

    1% on General spend
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22. #22
    Axis Bank Atlas AXIS Moderate rewards Strong data

    ~1% effective return

    2 pts / ₹100 on General spend
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23. #23
    Axis Bank Primus AXIS Moderate rewards Strong data

    ~1% effective return

    1 pts / ₹100 on General spend
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24. #24
    Axis Bank SELECT AXIS Moderate rewards Strong data

    ~1% effective return

    5 pts / ₹100 on General spend
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25. #25
    HDFC Bank Millennia HDFC Moderate rewards Strong data

    ~1% effective return

    5% on Shopping + 1% on General spend
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26. #26
    HDFC Bank PIXEL Go HDFC Moderate rewards Strong data

    ~1% effective return

    5% on Selected categories + 1% on General spend
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27. #27
    HDFC Bank Swiggy HDFC Moderate rewards Strong data

    ~1% effective return

    1% on General spend
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28. #28
    IDFC FIRST Bank Private Reserve IDFC FIRST Moderate rewards Strong data

    ~1% effective return

    6 pts / ₹150 on General spend
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29. #29
    IDFC FIRST Bank Wealth IDFC FIRST Moderate rewards Strong data

    ~1% effective return

    6 pts / ₹150 on General spend
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30. #30
    SBI Card Cashback SBI Moderate rewards Strong data

    ~1% effective return

    1% on General spend
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31. #31
    SBI Card PhonePe SBI SELECT BLACK SBI Moderate rewards Strong data

    ~1% effective return

    1 pts / ₹100 on General spend
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32. #32
    IndusInd Bank Pinnacle World INDUSIND Strong data

    ~0.75% effective return

    1 pts / ₹100 on General spend
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33. #33
    HSBC India TravelOne Visa HSBC Strong data

    ~0.7% effective return

    2 pts / ₹100 on General spend
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34. #34
    Axis Bank IndianOil Axis Bank Premium RuPay AXIS Reasonable data

    ~0.67% effective return

    1 pts / ₹150 on General spend
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35. #35
    ICICI Bank Coral RuPay ICICI Strong data

    ~0.5% effective return

    2 pts / ₹100 on General spend
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36. #36
    ICICI Bank Coral Visa ICICI Strong data

    ~0.5% effective return

    2 pts / ₹100 on General spend
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37. #37
    ICICI Bank Rubyx American Express ICICI Strong data

    ~0.5% effective return

    2 pts / ₹100 on General spend
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38. #38
    ICICI Bank Sapphiro Mastercard ICICI Strong data

    ~0.5% effective return

    2 pts / ₹100 on General spend
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39. #39
    IDFC FIRST Bank Millennia IDFC FIRST Strong data

    ~0.5% effective return

    3 pts / ₹150 on General spend
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40. #40
    IDFC FIRST Bank Select IDFC FIRST Strong data

    ~0.5% effective return

    3 pts / ₹150 on General spend
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41. #41
    IndusInd Bank Legend INDUSIND Strong data

    ~0.5% effective return

    1 pts / ₹100 on General spend
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42. #42
    RBL Bank World Safari RBL Strong data

    ~0.5% effective return

    2 pts / ₹100 on General spend
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43. #43
    SBI Card ELITE SBI Strong data

    ~0.5% effective return

    2 pts / ₹100 on General spend
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44. #44
    SBI Card Prime SBI Strong data

    ~0.5% effective return

    2 pts / ₹100 on General spend
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45. #45
    SBI Card PULSE SBI Strong data

    ~0.5% effective return

    2 pts / ₹100 on General spend
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46. #46
    IndusInd Bank EazyDiner INDUSIND Strong data

    ~0.4% effective return

    4 pts / ₹100 on General spend
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47. #47
    IndusInd Bank Platinum Aura Edge INDUSIND Strong data

    ~0.4% effective return

    1 pts / ₹100 on General spend
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48. #48
    Federal Bank Scapia FEDERAL Strong data

    ~0.4% effective return

    2 pts / ₹100 on General spend
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49. #49
    HDFC Bank MoneyBack Plus HDFC Strong data

    ~0.33% effective return

    2 pts / ₹150 on General spend
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50. #50
    IDFC FIRST Bank Ashva Metal IDFC FIRST Strong data

    ~0.27% effective return

    1 pts / ₹150 on General spend
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51. #51
    HDFC Bank Tata Neu Plus RuPay HDFC Strong data

    ~0.25% effective return

    1 pts / ₹100 on General spend
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52. #52
    HDFC Bank UPI RuPay HDFC Strong data

    ~0.25% effective return

    3% on Dining grocery supermarket + 1% on General spend
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53. #53
    IDFC FIRST Bank HPCL IDFC First Power+ IDFC FIRST Strong data

    ~0.25% effective return

    1% on General spend
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54. #54
    RBL Bank IndianOil RBL Bank XTRA RBL Strong data

    ~0.25% effective return

    1% on General spend
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55. #55
    SBI Card BPCL SBI Strong data

    ~0.25% effective return

    1 pts / ₹100 on General spend
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56. #56
    SBI Card BPCL SBI Card Octane SBI Strong data

    ~0.25% effective return

    1% on General spend
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57. #57
    SBI Card IRCTC SBI Platinum SBI Strong data

    ~0.25% effective return

    1 pts / ₹100 on General spend
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58. #58
    SBI Card SimplyCLICK RuPay SBI Strong data

    ~0.25% effective return

    1 pts / ₹100 on General spend
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59. #59
    SBI Card SimplyCLICK Visa SBI Strong data

    ~0.25% effective return

    1 pts / ₹100 on General spend
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60. #60
    SBI Card SimplySAVE SBI Strong data

    ~0.17% effective return

    1 pts / ₹150 on General spend
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61. #61
    Axis Bank Cashback AXIS

    ~0.15% effective return

    7% on Online + 0.8% on General spend
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62. #62
    American Express Platinum Travel AMEX Strong data

    Reward rate unknown

    3 pts / ₹150 on General spend
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63. #63
    American Express SmartEarn AMEX Strong data

    Reward rate unknown

    2 pts / ₹100 on General spend
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64. #64
    Axis Bank Privilege AXIS

    Reward rate unknown

    Base rewards on regular spend
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65. #65
    ICICI Bank Amazon Pay ICICI Moderate rewards Limited data

    ~1% effective return

    2% on Amazon + 1% on General spend
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66. #66
    Kotak Mahindra Bank Mojo Platinum KOTAK Strong data

    Reward rate unknown

    2 pts / ₹100 on General spend
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67. #67
    Kotak Mahindra Bank Zen Signature KOTAK

    Reward rate unknown

    8 pts / ₹150 on General spend
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