Eligible spend
1 per ₹100 on eligible spend
Should you get this?
Conditional fit
Why this card
- Unlimited lounge access is a clear travel strength.
- Forex markup is listed as 0%.
- You use airport lounges often.
Trade-off
Annual fee is ₹3,00,000, so value depends on actual usage.
Card fees ₹5,00,000 to join From year 2 · ₹3,00,000 / year
Rewards 1 EDGE Miles / ₹100
Lounge access ∞ unlimited domestic + international
Forex markup 0% zero forex
Compare with HDFC Bank Infinia →
Similar tier comparison
What it costs to get, and to keep
Joining vs renewalFirst year
₹5,00,000joining fee
From year 2
₹3,00,000renewal fee
Rewards
Earning rules
Detail · from the summary aboveScopeRateEligibilityLimit
General spend1 EDGE Miles / ₹100Credited as reward pointsNot stated
Fuel1 EDGE Miles / ₹100Credited as reward pointsNot stated
Annual fee in context
Annual fee is ₹3,00,000. The issuer doesn't publish a documented cash value for its reward points, so a reliable rewards break-even estimate can't be shown.
Reward reality — the earning-rate detail behind the numbers above
Reward reality
Conclusion · what you actually getPoint value
Not published by issuer — varies by redemption
No reward on
- These spends do not earn EDGE Miles: Rent
- Fuel
- Taxes
- Forex markup
- +4 more
Realisation
Credited as reward points
Costs & fees
Watch outs
Before choosing this card- Reward point value isn't clearly documented yet, so overall returns may vary.
- Annual fee is ₹3,00,000, so value depends on actual usage.
Estimated usage
Example usage at this monthly spend
₹
- At this monthly spend, you'd earn: Based on the standard earn rate (1 EDGE Miles / ₹100). Up to ~500 EDGE Miles/month if the entire spend qualifies. Excluded transactions and category rules earn less. Partner bonuses aren't included.
- We can estimate the points earned, but not a verified ₹ value yet.
- Annual-fee waiver not offered by issuer
Illustrative only, using current base rates and snapshot data.
Benefits & charges
Side-by-side factsBenefits
Lounge Access
- Domestic (cardholder)
- Unlimited — via Axis Bank lounge programme · verified 6 Jul 2026 Spend criteria waived
Issuer documented · corroborating sources · verify issuer terms before applying
Where to verify
- Issuer site (verified manually) , opens external site
- Operator-verified anchor
- International (cardholder)
- Unlimited Requires Priority Pass card
Issuer documented · corroborating sources · verify issuer terms before applying
Where to verify
- Issuer site (verified manually) , opens external site
- Operator-verified anchor
- Guest access
- 12 visits/year — shared across domestic & international
Lounge network
Rewards
- Base earn
- 1 per ₹100 value depends on redemption
Fees & charges
Fees
- Monthly interest rate
- 1% / month
- Annual fee
- ₹3,00,000
- Joining fee
- ₹5,00,000 · verified 3 Sept 2026
- Annual-fee waiver
- Not offered
- Interest-free period
- Up to 50 days · verified 7 Jul 2026
International Use
- Forex markup
- 0%
Issuer documented · corroborating sources · verify issuer terms before applying
Where to verify
- Issuer Axis Primus Forex Snippet
- Operator-verified anchor
- Product tier
- Super-premium
Travel & perks
Fuel Benefits
At the pump- 1% fuel surcharge waived on transactions ₹400–₹10,000.
Fine print & compare
Compare with similar cards
Similar tier · similar benefitsThe fine print
Caps · exclusions · earning · redemption · last refreshExclusions: 8
These spends do not earn EDGE Miles.
Payments
- Rent
Financial
- Fuel
Other
- Taxes
- Forex markup
- DCC
- Late fee
- Debit Interest
- Cheque bounce fee
Latest update
- Annual fee: ₹3,00,000.
- Forex markup currently listed at 0%.
- Unlimited domestic lounge · Unlimited international.
Common questions
From verified card factsIs this good for lounge access?
Unlimited domestic lounge + Unlimited international. Check current spend criteria, guest rules, visit caps, and airport acceptance before relying on it.
Is this good for international spends?
Forex markup is 0%, which can be useful for international spends if the annual fee and usage pattern still make sense.
Is the annual fee easy to recover?
₹3,00,000 every year. The issuer does not offer an annual-fee waiver.
Learn more
Guides matched to this card — not a random syllabus.
- Priority Pass
Membership, visits and issuer rules - EDGE Rewards
Miles vs points under one programme - Forex markup bands
0% vs 3.5% — which cards publish what