AXIS
Axis Bank Primus Credit Card
Super-premium card · strong domestic lounge · international details not available · 0% forex markup.
The Axis Bank Primus Credit Card is issued by AXIS. Use this page to compare key benefits, fees & charges, lounge access, rewards, and forex markup — then compare with similar cards.
- Good for travel 0% forex · unlimited lounge
- Low forex 0% forex markup
- Strong lounge access Unlimited domestic lounge access
- Moderate rewards 1 pts / ₹100 on General spend
Example usage at this monthly spend
- At this monthly spend, you'd earn: ~500 pts/month (base earn)
- Fee waiver conditions unclear — verify
Illustrative only, using current base rates and snapshot data.
Confidence: High
Verify with issuer (opens in new tab)Card snapshot
| Annual fee | ₹3,00,000 |
|---|---|
| Joining fee | ₹5,00,000 |
| Forex fee | 0% What is this? |
| Lounge access | Unlimited domestic lounge |
| Reward rate | 1 pts / ₹100 (base, normalized) What is this? |
Real-world usage examples
- Best for frequent domestic airport travel where unlimited lounge access matters.
- Useful for international travel spending because forex markup is kept to 0%.
Annual fee break-even math
At base earn rates, you need roughly ₹300L in yearly spend to offset the ₹3,00,000 annual fee.
Key Benefits
Lounge Access
- Domestic visits
- Unlimited
- International visits
- Not available in current snapshot International details not available.
Rewards
- Points per ₹100
- 1 pts value depends on redemption
Fees & Charges
Fees
- Annual fee
- ₹3,00,000
- Joining fee
- ₹5,00,000
International Use
- Forex markup
- 0%
- Product tier
- Super-premium
Best For
- Good for travel
- Low forex
- Strong lounge access
Explore: best credit cards in India · low forex cards · zero forex cards · forex markup (learn) · reward rate (learn) · lounge access cards
Drawbacks
- High annual fee (₹3,00,000)
Compare with similar cards
Open the closest side-by-side options in this tier before you apply.
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- HDFC Bank Infinia Metal Edition Side-by-side compare HDFC Bank Infinia Metal Edition vs Axis Bank Primus
- ICICI Bank Emeralde Side-by-side compare ICICI Bank Emeralde vs Axis Bank Primus
Latest update
- Snapshot refreshed on 25 April 2026 (today).
- Annual fee on file: ₹3,00,000.
- Forex markup currently listed at 0%.
- Unlimited domestic lounge is on file in the latest refinery snapshot.
Learn more
How forex markup works · Reward rate (points / ₹100) explained · Cashback vs reward points