HDFC
HDFC Bank Tata Neu Infinity RuPay Credit Card
Mid-tier card · 8/year domestic lounge (2 per quarter) · fee waiver achievable around ₹3L annual spend · 2% forex markup.
The HDFC Bank Tata Neu Infinity RuPay Credit Card is issued by HDFC. Use this page to compare key benefits, fees & charges, lounge access, rewards, and forex markup — then compare with similar cards.
- Good for travel 2% forex · 8 lounge/year
- Moderate forex 2% forex markup
- Strong lounge access 8 lounge visits per year
- Moderate rewards 5 pts / ₹100 on General spend
Example usage at this monthly spend
- At this monthly spend, you'd earn: ~2,500 pts/month (base earn)
- Fee waiver achievable at this spend
- Forex cost ~₹1,000 per ₹50k international spend
Illustrative only, using current base rates and snapshot data.
Confidence: Medium (verify with issuer)
Verify with issuer (opens in new tab)Card snapshot
| Annual fee | ₹1,499 |
|---|---|
| Joining fee | ₹1,499 |
| Forex fee | 2% What is this? |
| Lounge access | 8/year domestic lounge (2 per quarter) |
| Reward rate | 5 pts / ₹100 (base, normalized) What is this? |
Real-world usage examples
- Works best for travelers who need around 8 domestic lounge visits a year.
- Less suited to international transactions because forex markup is 2%.
Annual fee break-even math
At base earn rates, you need roughly ₹1.2L in yearly spend to offset the ₹1,499 annual fee.
Key Benefits
Lounge Access
- Domestic visits
- 8/year
- International visits
- Not available in current snapshot International details not available.
Rewards
- Points per ₹100
- 5 pts value depends on redemption
Fees & Charges
Fees
- Annual fee
- ₹1,499
- Joining fee
- ₹1,499
- Fee waiver spend
- ₹3,00,000 Near catalog median waiver (₹3,00,000 vs ₹3,00,000).
International Use
- Forex markup
- 2%
- Product tier
- Mid-tier
Best For
- Good for travel
- Strong lounge access
- Supports UPI
Explore: best credit cards in India · low forex cards · zero forex cards · forex markup (learn) · reward rate (learn) · lounge access cards
Drawbacks
- High forex markup (2%)
Compare with similar cards
Open the closest side-by-side options in this tier before you apply.
- SBI Card PULSE Side-by-side compare SBI Card PULSE vs HDFC Bank Tata Neu Infinity RuPay
- ICICI Bank Coral RuPay Side-by-side compare ICICI Bank Coral RuPay vs HDFC Bank Tata Neu Infinity RuPay
- ICICI Bank HPCL Super Saver Side-by-side compare ICICI Bank HPCL Super Saver vs HDFC Bank Tata Neu Infinity RuPay
- Axis Bank IndianOil Axis Bank Premium RuPay Side-by-side compare Axis Bank IndianOil Axis Bank Premium RuPay vs HDFC Bank Tata Neu Infinity RuPay
Latest update
- Snapshot refreshed on 25 April 2026 (today).
- Annual fee on file: ₹1,499.
- Forex markup currently listed at 2%.
- 8/year domestic lounge (2 per quarter) is on file in the latest refinery snapshot.
Learn more
How forex markup works · Reward rate (points / ₹100) explained · Cashback vs reward points