Eligible spend
1.5 points per ₹100 on eligible spend
INDUSIND VISA
Avios Visa Infinite
SUPER PREMIUM
Should you get this?
Conditional fit
Why this card
- Forex markup is low at 1.5%.
- Up to 6 pts / ₹200 on international spend
- You travel frequently and will use the lounge benefits.
Trade-off
Verify current lounge list
Card fees ₹40,000 to join From year 2 · ₹10,000 / year
Rewards 1.5 pts / ₹100
Lounge access 2 domestic + 2 international visits / quarter
Forex markup 1.5% low
Compare with HSBC India Premier →
Similar tier comparison
What it costs to get, and to keep
Joining vs renewalFirst year
₹40,000joining fee
From year 2
₹10,000renewal fee
Rewards
Earning rules
Detail · from the summary aboveScopeRateEligibilityLimit
General spend1.5 pts / ₹100Credited as reward pointsDoes not earn on Not stated
- fuel
Preferred Destination Pos6 pts / ₹200Credited as reward pointsNot stated
Qatar British Airways5 pts / ₹200Credited as reward pointsNot stated
Utilities, government services, education and insurance1 pt / ₹200Credited as reward pointsNot stated
Annual fee in context
Annual fee is ₹10,000. The issuer doesn't publish a documented cash value for its reward points, so a reliable rewards break-even estimate can't be shown.
Reward reality — the earning-rate detail behind the numbers above
Reward reality
Conclusion · what you actually getPoint value
Not published by issuer — varies by redemption
Best verified lane
Preferred Destination Pos
6 pts / ₹200
View bonus categories →No reward on
- Fuel
Realisation
Credited as reward points
Costs & fees
Watch outs
Before choosing this card- Annual fee is ₹10,000, so value depends on actual usage.
Estimated usage
Example usage at this monthly spend
₹
- At this monthly spend, you'd earn: Based on the standard earn rate (1.5 pts / ₹100). Up to ~750 pts/month if the entire spend qualifies. Excluded transactions and category rules earn less. Partner bonuses aren't included.
- We can estimate the points earned, but not a verified ₹ value yet.
- Annual-fee waiver not offered by issuer
- Forex cost ~₹750 per ₹50k international spend
Illustrative only, using current base rates and snapshot data.
Benefits & charges
Side-by-side factsBenefits
Lounge Access
- Domestic (cardholder)
- 2 per quarter · verified 6 Jul 2026
Issuer documented · corroborating sources · verify issuer terms before applying
Where to verify
- PaisaBazaar
- IndusInd official page
- CardInsider
- Operator-verified anchor
- International (cardholder)
- 2 per quarter Requires Priority Pass card
Issuer documented · corroborating sources · verify issuer terms before applying
Where to verify
- PaisaBazaar
- IndusInd official page
- CardInsider
- Operator-verified anchor
- Guest access
- Guests: paid access
Rewards
- Base earn
- 1.5 points per ₹100 value depends on redemption
Fees & charges
Fees
- Annual fee
- ₹10,000
- Joining fee
- ₹40,000 · verified 22 Aug 2026
- Annual-fee waiver
- Not offered
International Use
- Forex markup
- 1.5%
Issuer documented · corroborating sources · verify issuer terms before applying
Where to verify
- IndusInd official page
- CardInsider
- PaisaBazaar
- BankBazaar
- Operator-verified anchor
- Issuer site (verify current terms) , opens external site
- Product tier
- Super-premium
Travel & perks
Fuel Benefits
At the pump- Fuel surcharge waived on transactions of ₹400+.
- Fuel transactions do not earn reward points.
Fine print & compare
Compare with similar cards
Similar tier · similar benefitsThe fine print
Caps · exclusions · earning · redemption · last refreshExclusions
These spends do not earn reward points.
Financial
- Fuel
Latest update
- Annual fee: ₹10,000.
- Forex markup currently listed at 1.5%.
- 2 per quarter domestic lounge · 2 per quarter international.
Common questions
From verified card factsIs this good for lounge access?
2 domestic + 2 international lounge visits/quarter. Check current spend criteria, guest rules, visit caps, and airport acceptance before relying on it.
Is this good for international spends?
Forex markup is 1.5%, which can be useful for international spends if the annual fee and usage pattern still make sense.
Is the annual fee easy to recover?
₹10,000 every year. The issuer does not offer an annual-fee waiver.
Learn more
Guides matched to this card — not a random syllabus.
- Forex markup bands
0% vs 3.5% — which cards publish what - How reward rate works
Pts / ₹100 without the marketing fog - Welcome benefits
Free isn’t free if you miss the milestone