KOTAK
Kotak Mahindra Bank Mojo Platinum Credit Card
Mid-tier card · 8/year domestic lounge · fee waiver achievable around ₹1L annual spend.
- Strong lounge access 8 lounge visits per year
- Low annual fee ₹1,000 annual fee
Annual fee ₹1,000 per year
Forex markup —
Lounge access 8 visits / year
Rewards / ₹100 2 pts base
At a glance
Snapshot · usage · fitFast facts
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Forex markup
- Not available in current snapshot
- Lounge access
- 8/year domestic lounge
- Reward rate
- 2 pts / ₹100
What you'd do with it
- Works best for travelers who need around 8 domestic lounge visits a year.
Best for
- Strong lounge access
- Low annual fee
Still worth it?
Evidence-backed snapshotGood fit if
- Annual fee is relatively low at ₹1,000.
- Fee waiver is on file at ₹1,00,000 annual spend.
- Lounge access is on file.
Watch out for
- Some important fields are not resolved in this snapshot: forex markup.
Verify before applying
- Welcome benefit timing and claim process.
- Lounge spend criteria, guest rules, and visit caps.
- Annual fee waiver terms and eligible spend exclusions.
- Issuer fees, GST, finance charges, and late-payment terms.
- Reward exclusions, caps, redemption value, and voucher timelines.
Estimated usage
Example usage at this monthly spend
₹
- At this monthly spend, you'd earn: ~1,000 pts/month (base earn)
- Fee waiver achievable at this spend
Illustrative only, using current base rates and snapshot data.
Benefits & charges
Side-by-side factsBenefits
Lounge Access
- Domestic visits
- 8/year
- International visits
- Not available in current snapshot
Rewards
- Points per ₹100
- 2 pts
Fees & charges
Fees
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Fee waiver spend
- ₹1,00,000
International Use
- Product tier
- Mid-tier
Annual fee break-even math
When does this card pay for itself ₹1L yearly spend to waive the annual fee
Annual fee waiver is currently on file at around ₹1L yearly spend.
Compare with similar cards
Similar tier · similar benefitsThe fine print
Caps · exclusions · sources · last refresh- Card facts refreshed on 5 June 2026.
- Annual fee on file: ₹1,000.
- 8/year domestic lounge is on file in the latest refinery snapshot.