ICICI
ICICI Bank Coral Visa Credit Card
Mid-tier card · 4/year domestic lounge · fee waiver achievable around ₹1.5L annual spend · 3.5% forex markup.
The ICICI Bank Coral Visa Credit Card is issued by ICICI. Use this page to compare key benefits, fees & charges, lounge access, rewards, and forex markup — then compare with similar cards.
- Limited lounge access 4 lounge visits per year
- Low annual fee ₹500 annual fee
Example usage at this monthly spend
- At this monthly spend, you'd earn: ~1,000 pts/month (base earn)
- Fee waiver achievable at this spend
- Forex cost ~₹1,750 per ₹50k international spend
Illustrative only, using current base rates and snapshot data.
Confidence: High
Verify with issuer (opens in new tab)Card snapshot
| Annual fee | ₹500 |
|---|---|
| Joining fee | ₹500 |
| Forex fee | 3.5% What is this? |
| Lounge access | 4/year domestic lounge |
| Reward rate | 2 pts / ₹100 (base, normalized) What is this? |
Real-world usage examples
- Less suited to international transactions because forex markup is 3.5%.
Annual fee break-even math
At base earn rates, you need roughly ₹1L in yearly spend to offset the ₹500 annual fee.
Key Benefits
Lounge Access
- Domestic visits
- 4/year
- International visits
- Not available in current snapshot International details not available.
Rewards
- Points per ₹100
- 2 pts value depends on redemption
Fees & Charges
Fees
- Annual fee
- ₹500
- Joining fee
- ₹500
- Fee waiver spend
- ₹1,50,000 Below catalog median waiver (₹3,00,000 vs ₹1,50,000).
International Use
- Forex markup
- 3.5%
- Product tier
- Mid-tier
Best For
- Low annual fee
Explore: best credit cards in India · low forex cards · zero forex cards · forex markup (learn) · reward rate (learn) · lounge access cards
Drawbacks
- High forex markup (3.5%)
Compare with similar cards
Open the closest side-by-side options in this tier before you apply.
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- HDFC Bank MoneyBack Plus Side-by-side compare HDFC Bank MoneyBack Plus vs ICICI Bank Coral Visa
Latest update
- Snapshot refreshed on 25 April 2026 (today).
- Annual fee on file: ₹500.
- Forex markup currently listed at 3.5%.
- 4/year domestic lounge is on file in the latest refinery snapshot.
Learn more
How forex markup works · Reward rate (points / ₹100) explained · Cashback vs reward points