CSB
Jupiter Edge CSB Bank RuPay Credit Card
Good fit for everyday spend without annual fee drag — ₹0 annual fee.
Top reasons to choose this card
- 2% on accelerated Category (app only)
What you'd do with it
- Strong fit when you want everyday spend without annual fee drag.
- Supports UPI Supports UPI via RuPay network.
The catch Lounge access removed
- Welcome benefit timing may vary
- Annual fee known
- Forex markup known
- Lounge benefit removed
- ₹250 welcome benefit listed
At a glance
Snapshot · usage · fitFast facts
- Annual fee
- ₹0 among the lowest (20 cards)
- Joining fee
- ₹0
- Forex markup
- 3.5% the standard rate (matches 66 cards)
- Lounge access
- Lounge access removed
- Reward rate
- Up to 2% on Accelerated Category
Good fit for
- Supports UPI
Not a fit for
- Lounge access removed
Still worth it?
Evidence-backed snapshotGood fit if
- Good if avoiding recurring annual fees matters.
- Use this for accelerated category spends, but verify caps and exclusions before relying on the headline rate.
Verify before applying
- Annual fee known
- Forex markup known
- Lounge benefit removed
- ₹250 welcome benefit listed
- Welcome benefit timing may vary
- Monthly interest known
- Welcome benefit timing and claim process.
- Annual fee waiver terms and eligible spend exclusions.
- Issuer fees, GST, finance charges, and late-payment terms.
- Reward limits
- 2% on Accelerated Category
- 1% on elsewhere
Next best move
Is this good for lounge access?
Lounge access removed
Is this good for international spends?
Forex markup is 3.5%, so frequent international spends may be costly.
Is the annual fee easy to recover?
No joining or annual fee. GST still applies where applicable. Verify benefit eligibility before applying.
When do welcome benefits arrive?
A welcome benefit worth ₹250 is listed, but timing may depend on joining fee payment, card activation, first eligible transaction, or issuer processing.
Watch outs
Before choosing this card- Forex markup is 3.5%, so frequent international spends may be costly.
- Lounge access removed
Reward reality
Point value · limits · exclusionsReward rules
Structured earn rates · eligibility · caps when they bindEstimated usage
Example usage at this monthly spend
- At this monthly spend, you'd earn: ~₹500/month back (base earn · uses base/general earn rate; partner and category bonuses not included)
- Forex cost ~₹1,750 per ₹50k international spend
Illustrative only, using current base rates and snapshot data.
No lounge on legacy Edge CSB; PaisaBazaar lounge hit is false positive (renewal-fee bleed).
Benefits & charges
Side-by-side factsLounge Access
Complimentary lounge access is no longer offered on this card. No lounge on legacy Edge CSB; PaisaBazaar lounge hit is false positive (renewal-fee bleed).
- Domestic (cardholder)
- Removed
- International (cardholder)
- Not included
Rewards
- Base cashback
- 1%
- Reward type
- Cashback
Fees
- Monthly interest rate
- 3.5% / month
- Annual fee
- ₹0
- Joining fee
- ₹0
- Interest-free period
- Up to 47 days
International Use
- Forex markup
- 3.5%
3 sources agree · verify issuer terms before applying
Where to verify
Fuel Benefits
At the pumpNo verified fuel benefit available.
Compare with similar cards
Similar tier · similar benefitsThe fine print
Caps · exclusions · sources · last refresh- Annual fee: ₹0.
- Forex markup currently listed at 3.5%.
- Lounge access removed. No lounge on legacy Edge CSB; PaisaBazaar lounge hit is false positive (renewal-fee bleed)..