- Only cards with a confirmed 0% international transaction markup (field confidence ≥ 0.8) are listed, then ordered by annual fee. Weak or disputed 0% claims appear below as verification-needed — not silently dropped.
Intent shortlist
Best zero forex credit cards in India
Cards with 0% forex markup
18 shortlistedAll cards below have verified 0% forex markup. They are ordered by annual fee, lowest first.
- AU Small Finance Bank ixigo 0% forex markup · Annual fee ₹0 · 2 per quarter domestic + 1 per year international→
- BOBCARD Uni GoldX 0% forex markup · Annual fee ₹0 · No complimentary lounge access→
- IDFC FIRST Bank Millennia 0% forex markup · Annual fee ₹0 · 16 railway lounge visits per year (max 4/quarter) · No airport lounge access→
- IDFC FIRST Bank Select 0% forex markup · Annual fee ₹0 · 1 per quarter domestic lounge→
- IDFC FIRST Bank Wealth 0% forex markup · Annual fee ₹0 · 1 domestic + 1 international lounge visits/quarter→
- IDFC FIRST Bank WOW! 0% forex markup · Annual fee ₹0 · No complimentary lounge access Secured · FD-backed · Minimum FD ₹20,000→
- SBM Bank (India) Niyo Global 0% forex markup · Annual fee ₹0 · Lounge access not verified Secured · FD-backed · Minimum FD ₹5,000→
- Federal Bank Scapia 0% forex markup · Annual fee ₹0 · Unlimited lounge access→
- YES Bank Uni GoldX 0% forex markup · Annual fee ₹0 · No complimentary lounge access→
- IDFC FIRST Bank HPCL Power Plus 0% forex markup · Annual fee ₹499 · 1 per quarter domestic lounge→
- IDFC FIRST Bank Swyp 0% forex markup · Annual fee ₹499 · 16 railway lounge visits per year (max 4/quarter) · No airport lounge access · ₹20,000 spend in the previous month→
- IDFC FIRST Bank Ashva Metal 0% forex markup · Annual fee ₹2,999 · 4 domestic + 2 international lounge visits/quarter→
- RBL Bank World Safari 0% forex markup · Annual fee ₹3,000 · 2 per quarter domestic lounge→
- IDFC FIRST Bank IndiGo 0% forex markup · Annual fee ₹4,999 · No complimentary lounge access→
- IDFC FIRST Bank Mayura 0% forex markup · Annual fee ₹5,999 · 4 domestic + 4 international lounge visits/quarter→
- IDFC FIRST Bank Private 0% forex markup · Annual fee ₹25,000 · Unlimited lounge access→
- Axis Bank Primus 0% forex markup · Annual fee ₹3,00,000 · Unlimited lounge access→
- Axis Bank Burgundy Private 0% forex markup · Annual fee — · Unlimited lounge access→
Context
Forex- Best cards for forex Full deterministic ranking with annual-fee tiebreak and source provenance.
- How forex markup works (learn) Three fixed bands and definitions — links back here and to other forex entry pages.
- Dynamic currency conversion (DCC) Why a 0% card only stays 0% when you pay in the local currency, not INR.
- Low forex credit cards (broader shortlist) Includes more than 0% when you need alternatives.
- Low forex fee (grouped constraints) 0% and low-markup groupings with the same truth layer patterns.
These products show 0% forex markup in the public card profile. Eligibility, GST on fees, and reward tradeoffs still vary — use this list as a starting point, then read each card page.
“Zero” here is the published international markup on the card record. Always confirm with the issuer for your spend types.
How cards make this list
0% forex markup onlyOnly cards with a published 0% international transaction markup appear here. Cards without verified forex markup data are not included — a short list means we're still gathering data, not that few zero-forex options exist.