- Annual fee ₹0 Lifetime free
- Forex markup 0%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the previous calendar quarter
Pairwise comparison
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AU Small Finance Bank ixigo vs IDFC FIRST Bank Wealth Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the AU Small Finance Bank ixigo and the IDFC FIRST Bank Wealth. Verify fees, lounge access, forex markup, and base rewards before you apply.
Travel AU Small Finance Bank ixigo Forex AU Small Finance Bank ixigo Lounge AU Small Finance Bank ixigo
Quick comparison
Three core metrics- Annual fee ₹0 Lifetime free
- Forex markup 1.5%
- Domestic lounge 1/quarter Conditional · 1/quarter · requires ₹20,000 spend in the previous month
Reward earning explained
Per card5 pts / ₹100 on Online shopping (online only · 10 reward points for every ₹200…
6.7 pts / ₹100 on Dining (10X reward points on Dining, Travel, and Internationa…
Pick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (AU Small Finance Bank ixigo: ₹0 vs IDFC FIRST Bank Wealth: ₹0), forex markup (0% vs 1.5%), or lounge access (2/quarter vs 1/quarter).
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Travel AU Small Finance Bank ixigo wins AU Small Finance Bank ixigo is better for travel
AU Small Finance Bank ixigo is stronger here. Forex markup is 0%.
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Forex markup AU Small Finance Bank ixigo wins AU Small Finance Bank ixigo is better for forex
AU Small Finance Bank ixigo is stronger here. Forex markup is 0%.
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Lounge access AU Small Finance Bank ixigo wins AU Small Finance Bank ixigo is better for lounge access
AU Small Finance Bank ixigo is stronger here. Domestic lounge access is 2 per quarter.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- IDFC FIRST Wealth: ~₹250/month at base rate
- ixigo AU: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | ixigo AU Small Finance Bank | Wealth IDFC FIRST Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs 1/quarter | 2/quarter | 1/quarter |
| International lounge visits 1/year vs 4/year | 1/year | 4/year |
| Forex / International Use | ||
| Forex markup Limited support — verify with issuer. 0% vs 1.5% | 0% | 1.5% |
| Fees | ||
| Annual fee | ₹0 | ₹0 |
| Joining fee | ₹0 | ₹0 |
| Interest-free period Up to 50 days vs Up to 45 days | Up to 50 days | Up to 45 days |
| Rewards | ||
| Points per ₹100 2.5 pts vs 2 pts | 2.5 pts | 2 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for IDFC FIRST Wealth | Not specified | ₹0.25 |
| Point validity Only available for IDFC FIRST Wealth | Not specified | 2 years |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.