- Annual fee ₹999 Waivable at ₹3,00,000 spend
- Forex markup 0.99%
- Domestic lounge 2/quarter
Pairwise comparison
Compare 3+ cards →
ICICI Bank MakeMyTrip vs Kotak Mahindra Bank Mojo Platinum Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the ICICI Bank MakeMyTrip and the Kotak Mahindra Bank Mojo Platinum. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex ICICI Bank MakeMyTrip
Quick comparison
Three core metrics- Annual fee ₹1,000 Waivable at ₹1,00,000 spend
- Forex markup 3.5%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹75,000 spend in the previous calendar quarter
Reward earning explained
Per card6 myCash / ₹100 on MakeMyTrip hotel bookings (Hotel bookings on MakeMyTrip plat…
2.5 pts / ₹100 on Online shopping (online only) + 1 pt / ₹100 on General spend
Pick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (ICICI Bank MakeMyTrip: ₹999 vs Kotak Mahindra Bank Mojo Platinum: ₹1,000), forex markup (0.99% vs 3.5%), or lounge access (2/quarter vs 2/quarter).
-
Travel Insufficient data Insufficient data to compare travel
Only ICICI Bank MakeMyTrip has comparable evidence here. Forex markup is 0.99%.
-
Forex markup ICICI Bank MakeMyTrip wins ICICI Bank MakeMyTrip is better for forex
ICICI Bank MakeMyTrip is stronger here. Forex markup is 0.99%.
-
Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 2 per quarter.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- MakeMyTrip ICICI Bank: ~₹500/month at base rate
- Kotak Mojo Platinum: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | MakeMyTrip ICICI Bank | Mojo Platinum Kotak Mahindra Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 2/quarter | 2/quarter |
| International lounge visits Only available for MakeMyTrip ICICI Bank | 1/year | Not specified |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0.99% vs 3.5% | 0.99% | 3.5% |
| Fees | ||
| Annual fee ₹999 vs ₹1,000 | ₹999 | ₹1,000 |
| Joining fee ₹999 vs ₹1,000 | ₹999 | ₹1,000 |
| Fee waiver spend ₹3,00,000 vs ₹1,00,000 | ₹3,00,000 | ₹1,00,000 |
| Interest-free period Up to 48 days vs Up to 51 days | Up to 48 days | Up to 51 days |
| Rewards | ||
| Points per ₹100 | 1 pts | 1 pts |
| Point value (headline channel) Issuer headline rate at the travel/SmartBuy channel — not the lowest redemption option. Only available for MakeMyTrip ICICI Bank | ₹1 | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.