- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 2%
- Domestic lounge 8/year
Pairwise comparison
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HDFC Bank Tata Neu Infinity RuPay vs Kotak Mahindra Bank Mojo Platinum Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the HDFC Bank Tata Neu Infinity RuPay and the Kotak Mahindra Bank Mojo Platinum. Verify fees, lounge access, forex markup, and base rewards before you apply.
upi HDFC Bank Tata Neu Infinity RuPay
Quick comparison
Three core metrics- Annual fee ₹1,000 Waivable at ₹1,00,000 spend
- Forex markup Not specified
- Domestic lounge 8/year
Reward earning explained
Per card5 pts / ₹100 on General spend
Limited data2 pts / ₹100 on General spend
Pick based on what matters
6 dimensionsStart with the constraint you care about most: annual fee (HDFC Bank Tata Neu Infinity RuPay: ₹1,499 vs Kotak Mahindra Bank Mojo Platinum: ₹1,000), forex markup (2% vs Not specified), or lounge access (8/year vs 8/year).
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Travel Insufficient data Insufficient data to compare travel
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Forex markup is 2%.
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Forex markup Insufficient data Insufficient data to compare forex
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Forex markup is 2%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 8/year.
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Rewards Insufficient data Insufficient data to compare rewards
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Estimated base reward value is ~1.3% on base spend.
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Annual fee Insufficient data Insufficient data to compare fees
Only Kotak Mahindra Bank Mojo Platinum has comparable evidence here. Annual fee is ₹1,000.
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upi HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for UPI usage
HDFC Bank Tata Neu Infinity RuPay is stronger here. Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Infinity HDFC Bank: ~₹630/month at base rate
- Kotak Mojo Platinum: Base earn not clearly specified
Illustrative only, using current base rates before caps.
| Field | Tata Neu Infinity RuPay HDFC Bank | Mojo Platinum Kotak Mahindra Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 8/year | 8/year |
| International lounge visits Only available for Tata Neu Infinity HDFC Bank | 4/year | Not specified |
| Forex / International Use | ||
| Forex markup Kotak Mojo Platinum unclear; Tata Neu Infinity HDFC Bank shows 2% (verify). | 2% | Not specified |
| Fees | ||
| Annual fee ₹1,499 vs ₹1,000 | ₹1,499 | ₹1,000 |
| Joining fee ₹1,499 vs ₹1,000 | ₹1,499 | ₹1,000 |
| Fee waiver spend ₹3,00,000 vs ₹1,00,000 | ₹3,00,000 | ₹1,00,000 |
| Rewards | ||
| Points per ₹100 5 pts vs 2 pts | 5 pts | 2 pts |
| Point cash value Only available for Tata Neu Infinity HDFC Bank | ₹0.25 | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.