- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 2%
- Domestic lounge 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the calendar quarter
Pairwise comparison
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HDFC Bank Tata Neu Infinity RuPay vs Kotak Mahindra Bank Mojo Platinum Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the HDFC Bank Tata Neu Infinity RuPay and the Kotak Mahindra Bank Mojo Platinum. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex HDFC Bank Tata Neu Infinity RuPay Rewards HDFC Bank Tata Neu Infinity RuPay upi HDFC Bank Tata Neu Infinity RuPay
Quick comparison
Three core metrics- Annual fee ₹1,000 Waivable at ₹1,00,000 spend
- Forex markup 3.5%
- Domestic lounge 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹75,000 spend in the previous calendar quarter
Reward earning explained
Per card1.5 NeuCoins / ₹100 · Up to 5 NeuCoins / ₹100 on BigBasket
Limited data1 pt / ₹100 · Up to 2.5 pts / ₹100 on online spend
Limited dataPick based on what matters
5 dimensionsStart with the constraint you care about most: annual fee (HDFC Bank Tata Neu Infinity RuPay: ₹1,499 vs Kotak Mahindra Bank Mojo Platinum: ₹1,000), forex markup (2% vs 3.5%), or lounge access (8/year (2 per quarter) vs 8/year (2 per quarter)).
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Travel Insufficient data Insufficient data to compare travel
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Forex markup is 2%.
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Forex markup HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for forex
HDFC Bank Tata Neu Infinity RuPay is stronger here. Forex markup is 2%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 2 per quarter.
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Rewards HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for rewards
HDFC Bank Tata Neu Infinity RuPay is stronger here. HDFC Bank Tata Neu Infinity RuPay conservative base value ~1.5% vs Kotak Mahindra Bank Mojo Platinum's ~0.2%.
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upi HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for UPI usage
HDFC Bank Tata Neu Infinity RuPay is stronger here. Supports UPI via RuPay network.
HDFC Bank Tata Neu Infinity RuPay
Confidence: Low (limited information available)
Verify with issuer , opens external siteKotak Mahindra Bank Mojo Platinum
Confidence: Low (limited information available)
Verify with issuer , opens external siteAll fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Infinity HDFC Bank: ~₹750/month at base rate
- Kotak Mojo Platinum: ~₹100/month at base rate
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Tata Neu Infinity RuPay HDFC Bank | Mojo Platinum Kotak Mahindra Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 8/year (2 per quarter) | 8/year (2 per quarter) |
| International lounge visits Only available for Tata Neu Infinity HDFC Bank | 4/year | Not specified |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 2% vs 3.5% | 2% | 3.5% |
| Fees | ||
| Annual fee ₹1,499 vs ₹1,000 | ₹1,499 | ₹1,000 |
| Joining fee ₹1,499 vs ₹1,000 | ₹1,499 | ₹1,000 |
| Fee waiver spend ₹3,00,000 vs ₹1,00,000 | ₹3,00,000 | ₹1,00,000 |
| Interest-free period Up to 50 days vs Up to 51 days | Up to 50 days | Up to 51 days |
| Rewards | ||
| Points per ₹100 1.5 NeuCoins / ₹100 vs 1 pt / ₹100 | 1.5 NeuCoins / ₹100 | 1 pt / ₹100 |
| Conservative base value ~1.5% vs ~0.2% | ~1.5% | ~0.2% |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Tata Neu Infinity HDFC Bank | ₹1 | Not specified |
| Point validity Only available for Tata Neu Infinity HDFC Bank | 1 year | Not specified |
Notes
- Some data has low confidence — verify with the issuer before relying on it.
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.