Pairwise comparison Compare 3+ cards →

ICICI Bank MakeMyTrip vs SBI Card Tata Neu Infinity Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the ICICI Bank MakeMyTrip and the SBI Card Tata Neu Infinity. Verify fees, lounge access, forex markup, and base rewards before you apply.

MakeMyTrip
Tata Neu Infinity

The short answer

Verdict

Pick MakeMyTrip for travel and spending abroad.

Pick Tata Neu Infinity for rewards and upi.

Head-to-head

Three core metrics
  • Annual fee
    MakeMyTrip ₹999 Waivable at ₹3,00,000 spend
    Tata Neu Infinity ₹1,499 Waivable at ₹3,00,000 spend
    MakeMyTrip saves ₹500/yr
  • Forex markup
    MakeMyTrip 0.99%
    Tata Neu Infinity 1.99%
    MakeMyTrip saves ~₹1,000 per ₹1L abroad
  • Domestic lounge
    MakeMyTrip 8/year (2 per quarter)
    Tata Neu Infinity 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹75,000 spend in the previous calendar quarter (unlocks the following quarter)

Reward earning explained

Per card
MakeMyTrip

1 myCash / ₹100

Strong data
Tata Neu Infinity

1.5 NeuCoins / ₹100 · Up to 10 NeuCoins / ₹100 on Tata Neu Select Accelerated

Strong data

Pick based on what matters

5 dimensions

Start with the constraint you care about most: annual fee (ICICI Bank MakeMyTrip: ₹999 vs SBI Card Tata Neu Infinity: ₹1,499), forex markup (0.99% vs 1.99%), or lounge access (8/year (2 per quarter) vs 8/year (2 per quarter)).

  • Travel ICICI Bank MakeMyTrip wins

    ICICI Bank MakeMyTrip is better for travel

    ICICI Bank MakeMyTrip is stronger here. Forex markup is 0.99%.

  • Forex markup ICICI Bank MakeMyTrip wins

    ICICI Bank MakeMyTrip is better for forex

    ICICI Bank MakeMyTrip is stronger here. Forex markup is 0.99%.

  • Lounge access Tie

    Both cards are similar for lounge access

    Domestic lounge access is 2 per quarter.

  • Rewards SBI Card Tata Neu Infinity wins

    SBI Card Tata Neu Infinity is better for rewards

    SBI Card Tata Neu Infinity is stronger here. SBI Card Tata Neu Infinity conservative base value ~1.5% vs ICICI Bank MakeMyTrip's ~1%.

  • upi SBI Card Tata Neu Infinity wins

    SBI Card Tata Neu Infinity is better for UPI usage

    SBI Card Tata Neu Infinity is stronger here. Supports UPI via RuPay network.

View ICICI Bank MakeMyTrip → View SBI Card Tata Neu Infinity → See more rankings →

All fields

Example usage at this monthly spend

At ₹50k/month spend:

  • Tata Neu Infinity SBI Card: ~₹750/month at base rate
  • MakeMyTrip ICICI Bank: ~₹500/month at base rate

Illustrative only, using current base rates before caps.

Field MakeMyTrip ICICI Bank Tata Neu Infinity SBI Card
Insurance — Air accident cover
Only available for MakeMyTrip ICICI Bank
 ₹1 crore Not specified
Insurance — Personal accident cover
Only available for MakeMyTrip ICICI Bank
 ₹1 crore Not specified
Lounge Access
Domestic lounge visits
spend-gated on some cards — see caveats
 8/year (2 per quarter) 8/year (2 per quarter)
International lounge visits
1 per year vs 1 per quarter
 1 per year 1 per quarter
Forex / International Use
Forex markup
Source agreement differs — verify both.
0.99% vs 1.99%
 0.99% 1.99%
Fees
Recurring annual fee
₹999 vs ₹1,499
 ₹999 ₹1,499
Annual-fee waiver ₹3,00,000 ₹3,00,000
Interest-free period
Up to 48 days vs Up to 50 days
 Up to 48 days Up to 50 days
Monthly interest rate 3.75% / month 3.75% / month
Rewards
Points per ₹100
Some reward lanes are unsupported — base rate only for comparison.
1 myCash / ₹100 vs 1.5 NeuCoins / ₹100
 1 myCash / ₹100 1.5 NeuCoins / ₹100
Conservative base value
~1% vs ~1.5%
 ~1% ~1.5%
Earn ceiling
Not stated vs 2,000 NeuCoins per month; at 1.5 NeuCoins / ₹100, this lane reaches the cap at ~₹1.3 lakh of eligible spend
 Not stated 2,000 NeuCoins per month; at 1.5 NeuCoins / ₹100, this lane reaches the cap at ~₹1.3 lakh of eligible spend
Point value (headline channel)
Issuer headline redemption rate — see each card page for the full channel grid.
 ₹1 ₹1
Point validity
Only available for Tata Neu Infinity SBI Card
 Not specified 2 years

Notes

  • Tata Neu Infinity SBI Card: Condition: ₹75,000 spend in the previous calendar quarter (unlocks the following quarter)
  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.

Related comparisons

Next useful checks

ICICI Bank MakeMyTrip

Verify with issuer , opens external site

SBI Card Tata Neu Infinity

Verify with issuer , opens external site
Data refreshed through 4 Sept 2026 moneymatters.cards Current Money Matters snapshot
Important

Data compiled from issuer and public information. Details may change — verify with issuer. Reference data, not financial advice.

Money Matters is an independent comparison and information service. It is not affiliated with, sponsored by, or endorsed by any bank or card issuer. Card and issuer names are trademarks of their respective owners and are used here only to identify the products being compared.