- Annual fee ₹999 Waivable at ₹3,00,000 spend
- Forex markup 0.99%
- Domestic lounge 2/quarter
Pairwise comparison
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ICICI Bank MakeMyTrip vs IDBI Bank Euphoria World Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the ICICI Bank MakeMyTrip and the IDBI Bank Euphoria World. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex ICICI Bank MakeMyTrip
Quick comparison
Three core metrics- Annual fee ₹1,499 Waivable at ₹1,50,000 spend
- Forex markup 3.5%
- Domestic lounge 12/year
Reward earning explained
Per card6 myCash / ₹100 on MakeMyTrip hotel bookings (Hotel bookings on MakeMyTrip plat…
6 pts / ₹100 on Travel (6 Delight Points for every 100 you spend on travel rela…
Pick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (ICICI Bank MakeMyTrip: ₹999 vs IDBI Bank Euphoria World: ₹1,499), forex markup (0.99% vs 3.5%), or lounge access (2/quarter vs 12/year).
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Travel Insufficient data Insufficient data to compare travel
Only ICICI Bank MakeMyTrip has comparable evidence here. Forex markup is 0.99%.
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Forex markup ICICI Bank MakeMyTrip wins ICICI Bank MakeMyTrip is better for forex
ICICI Bank MakeMyTrip is stronger here. Forex markup is 0.99%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 2 per quarter. Domestic lounge access is 12 per year.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- MakeMyTrip ICICI Bank: ~₹500/month at base rate
- IDBI Euphoria World: ~₹380/month at base rate
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | MakeMyTrip ICICI Bank | Euphoria World IDBI Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs 12/year | 2/quarter | 12/year |
| International lounge visits Only available for MakeMyTrip ICICI Bank | 1/year | Not specified |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0.99% vs 3.5% | 0.99% | 3.5% |
| Fees | ||
| Annual fee ₹999 vs ₹1,499 | ₹999 | ₹1,499 |
| Joining fee ₹999 vs ₹0 | ₹999 | ₹0 |
| Fee waiver spend ₹3,00,000 vs ₹1,50,000 | ₹3,00,000 | ₹1,50,000 |
| Rewards | ||
| Points per ₹100 1 pts vs 3 pts | 1 pts | 3 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹1 vs ₹0.25 | ₹1 | ₹0.25 |
| Point validity Only available for IDBI Euphoria World | Not specified | 3 years |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.