- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 2%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the calendar quarter
Pairwise comparison
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HDFC Bank Tata Neu Infinity RuPay vs SBI Card Tata Neu Infinity Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the HDFC Bank Tata Neu Infinity RuPay and the SBI Card Tata Neu Infinity. Verify fees, lounge access, forex markup, and base rewards before you apply.
Quick comparison
Three core metrics- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 1.99%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹75,000 spend in the previous calendar quarter
Reward earning explained
Per card5 NeuCoins / ₹100 on General spend
Limited data10 NeuCoins / ₹100 on Tata Neu Select Accelerated (Up to 5% extra on select cat…
Limited dataPick based on what matters
5 dimensionsStart with the constraint you care about most: annual fee (HDFC Bank Tata Neu Infinity RuPay: ₹1,499 vs SBI Card Tata Neu Infinity: ₹1,499), forex markup (2% vs 1.99%), or lounge access (2/quarter vs 2/quarter).
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Travel Tie Both cards are similar for travel
Forex markup is 2%. Forex markup is 1.99%.
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Forex markup Tie Both cards are similar for forex
Forex markup is 2%. Forex markup is 1.99%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 2 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Estimated base reward value is ~5% on base spend.
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upi Tie Both cards are similar for UPI usage
Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Infinity HDFC Bank: ~₹2,500/month at base rate
- Tata Neu Infinity SBI Card: ~₹750/month at base rate
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Tata Neu Infinity RuPay HDFC Bank | Tata Neu Infinity SBI Card |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 2/quarter | 2/quarter |
| International lounge visits | 4/year | 4/year |
| Forex / International Use | ||
| Forex markup Limited support — verify with issuer. 2% vs 1.99% | 2% | 1.99% |
| Fees | ||
| Annual fee | ₹1,499 | ₹1,499 |
| Joining fee | ₹1,499 | ₹1,499 |
| Fee waiver spend | ₹3,00,000 | ₹3,00,000 |
| Rewards | ||
| Points per ₹100 5 pts vs 1.5 pts | 5 pts | 1.5 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. | ₹1 | ₹1 |
| Point validity Only available for Tata Neu Infinity HDFC Bank | 2 years | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.