1 EDGE Miles / ₹100
Strong data Pairwise comparison
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AXIS Primus vs INDUSIND Avios Visa Infinite
Side-by-side comparison of the Axis Bank Primus and the IndusInd Bank Avios Visa Infinite. Verify fees, lounge access, forex markup, and base rewards before you apply.
The short answer
Pick Primus for lounge access and spending abroad.
Pick Avios Visa Infinite for a lower fee.
Avios Visa Infinite costs ₹2,90,000 less a year.
Head-to-head
- Annual fee Annual fee outcome: Avios Visa Infinite wins. Avios Visa Infinite saves ₹2,90,000/yrPrimus ₹3,00,000 Annual-fee waiver not offeredAvios Visa Infinite ₹10,000 Annual-fee waiver not offered
- Forex markup Forex markup outcome: Primus wins. Primus saves ~₹1,500 per ₹1L abroadPrimus 0%Avios Visa Infinite 1.5%
- Domestic lounge Domestic lounge outcome: Primus wins. Primus UnlimitedAvios Visa Infinite 8/year (2 per quarter)
- Rewards Rewards outcome: insufficient data to compare. conservative base valuePrimus Not safely INR-comparableAvios Visa Infinite ~1.2%
Reward earning explained
1.5 pts / ₹100 · Up to 6 pts / ₹200 on international spend
Strong dataExample usage at this monthly spend
At ₹50k/month spend:
- IndusInd Bank Avios Visa Infinite: ~₹600/month at base rate
- Primus: Base earn not clearly specified
Illustrative only, using current base rates before caps.
All fields
| Field | Primus Axis Bank | Avios Visa Infinite IndusInd Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits Unlimited vs 8/year (2 per quarter) | Unlimited | 8/year (2 per quarter) |
| International lounge visits Unlimited vs 2 per quarter | Unlimited | 2 per quarter |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0% vs 1.5% | 0% | 1.5% |
| Fees | ||
| Recurring annual fee ₹3,00,000 vs ₹10,000 | ₹3,00,000 | ₹10,000 |
| Annual-fee waiver | Not offered | Not offered |
| Interest-free period Only available for Primus | Up to 50 days | Not specified |
| Monthly interest rate 1% / month vs 3% / month | 1% / month | 3% / month |
| Fuel benefit 1% surcharge waiver · ₹400–₹10,000 transactions vs Surcharge waiver available · ₹500–₹10,000 transactions · Fuel rewards excluded | 1% surcharge waiver · ₹400–₹10,000 transactions | Surcharge waiver available · ₹500–₹10,000 transactions · Fuel rewards excluded |
| Rewards | ||
| Points per ₹100 1 EDGE Miles / ₹100 vs 1.5 pts / ₹100 | 1 EDGE Miles / ₹100 | 1.5 pts / ₹100 |
| Conservative base value Not safely INR-comparable vs ~1.2% | Not safely INR-comparable | ~1.2% |
| Earn ceiling | Not stated | Not stated |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Axis Bank Primus
Verify with issuer , opens external siteIndusInd Bank Avios Visa Infinite
Verify with issuer , opens external site