6 EDGE Reward Points / ₹100
Strong data Pairwise comparison
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Axis Bank Magnus vs IndusInd Bank Avios Visa Infinite Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank Magnus and the IndusInd Bank Avios Visa Infinite. Verify fees, lounge access, forex markup, and base rewards before you apply.
The short answer
VerdictPick Magnus for lounge access.
Pick Avios Visa Infinite for travel and spending abroad.
Head-to-head
Three core metrics- Annual fee Avios Visa Infinite saves ₹2,500/yrMagnus ₹12,500 Waivable at ₹25,00,000 spendAvios Visa Infinite ₹10,000 Annual-fee waiver not offered
- Forex markup Avios Visa Infinite saves ~₹500 per ₹1L abroadMagnus 2%Avios Visa Infinite 1.5%
- Domestic lounge Magnus has unlimited domestic visitsMagnus UnlimitedAvios Visa Infinite 8/year (2 per quarter)
Reward earning explained
Per card1.5 pts / ₹100 · Up to 6 pts / ₹200 on international spend
Strong dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (Axis Bank Magnus: ₹12,500 vs IndusInd Bank Avios Visa Infinite: ₹10,000), forex markup (2% vs 1.5%), or lounge access (Unlimited vs 8/year (2 per quarter)).
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Travel IndusInd Bank Avios Visa Infinite wins IndusInd Bank Avios Visa Infinite is better for travel
IndusInd Bank Avios Visa Infinite is stronger here. IndusInd Bank Avios Visa Infinite is cheaper for international spend (1.5% vs 2% forex).
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Forex markup IndusInd Bank Avios Visa Infinite wins IndusInd Bank Avios Visa Infinite is better for forex
IndusInd Bank Avios Visa Infinite is stronger here. IndusInd Bank Avios Visa Infinite has a lower forex markup (1.5% vs 2%).
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Lounge access Axis Bank Magnus wins Axis Bank Magnus is better for lounge access
Axis Bank Magnus is stronger here. Axis Bank Magnus offers unlimited domestic lounge visits versus 8 per year.
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Rewards Tie Both cards are similar for rewards
Axis Bank Magnus conservative base value ~1.2% vs IndusInd Bank Avios Visa Infinite's ~1.2%. IndusInd Bank Avios Visa Infinite conservative base value ~1.2% vs Axis Bank Magnus's ~1.2%.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Magnus: ~₹600/month at base rate
- IndusInd Bank Avios Visa Infinite: ~₹600/month at base rate
Illustrative only, using current base rates before caps.
| Field | Magnus Axis Bank | Avios Visa Infinite IndusInd Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits Unlimited vs 8/year (2 per quarter) | Unlimited | 8/year (2 per quarter) |
| International lounge visits Unlimited vs 2 per quarter | Unlimited | 2 per quarter |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 2% vs 1.5% | 2% | 1.5% |
| Fees | ||
| Recurring annual fee ₹12,500 vs ₹10,000 | ₹12,500 | ₹10,000 |
| Annual-fee waiver ₹25,00,000 vs Not offered | ₹25,00,000 | Not offered |
| Interest-free period Only available for Magnus | Up to 50 days | Not specified |
| Fuel benefit 1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap · Fuel rewards excluded vs Surcharge waiver available · ₹400+ transactions · Fuel rewards excluded | 1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap · Fuel rewards excluded | Surcharge waiver available · ₹400+ transactions · Fuel rewards excluded |
| Rewards | ||
| Points per ₹100 6 EDGE Reward Points / ₹100 vs 1.5 pts / ₹100 | 6 EDGE Reward Points / ₹100 | 1.5 pts / ₹100 |
| Conservative base value | ~1.2% | ~1.2% |
| Earn ceiling | Not stated | Not stated |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Magnus | ₹0.2 | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Axis Bank Magnus
Verify with issuer , opens external siteIndusInd Bank Avios Visa Infinite
Verify with issuer , opens external site