- Annual fee ₹3,00,000
- Forex markup 0%
- Domestic lounge Unlimited
Pairwise comparison
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Axis Bank Primus vs HDFC Bank Infinia Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank Primus and the HDFC Bank Infinia. Verify fees, lounge access, forex markup, and base rewards before you apply.
Travel Axis Bank Primus Forex Axis Bank Primus
Quick comparison
Three core metrics- Annual fee ₹12,500 Waivable at ₹10,00,000 spend
- Forex markup 2%
- Domestic lounge Unlimited
Reward earning explained
Per card1 pt / ₹100 on General spend
25 pts / ₹150 on Amazon (domestic) (5X Reward Points on Amazon Shopping Voucher…
Pick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (Axis Bank Primus: ₹3,00,000 vs HDFC Bank Infinia: ₹12,500), forex markup (0% vs 2%), or lounge access (Unlimited vs Unlimited).
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Travel Axis Bank Primus wins Axis Bank Primus is better for travel
Axis Bank Primus is stronger here. Forex markup is 0%.
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Forex markup Axis Bank Primus wins Axis Bank Primus is better for forex
Axis Bank Primus is stronger here. Forex markup is 0%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is unlimited.
Confidence: Low (limited information available)
Verify with issuer (opens in new tab)Confidence: Low (limited information available)
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Example usage at this monthly spend
At ₹50k/month spend:
- Infinia: ~₹1,670/month at base rate
- Primus: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Primus Axis Bank | Infinia HDFC Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | Unlimited | Unlimited |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0% vs 2% | 0% | 2% |
| Fees | ||
| Annual fee ₹3,00,000 vs ₹12,500 | ₹3,00,000 | ₹12,500 |
| Joining fee ₹5,00,000 vs ₹12,500 | ₹5,00,000 | ₹12,500 |
| Fee waiver spend Only available for Infinia | Not specified | ₹10,00,000 |
| Rewards | ||
| Reward points (base spend) 1 pts/₹100 vs 5 pts/₹150 | 1 pts/₹100 | 5 pts/₹150 |
| Point value (headline channel) Issuer headline rate at the travel/SmartBuy channel — not the lowest redemption option. Only available for Infinia | Not specified | ₹1 |
| Point validity Only available for Infinia | Not specified | 3 years |
Notes
- Some data has low confidence — verify with the issuer before relying on it.
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.