Which card has a lower forex fee: Axis Bank Magnus Credit Card or HDFC Infinia Credit Card?

Both cards have the same forex markup (2%).

Which card has a lower annual fee: Axis Bank Magnus Credit Card or HDFC Infinia Credit Card?

Both cards have the same annual fee (₹12,500).

Which card offers better lounge access?

Axis Bank Magnus Credit Card: Unlimited domestic lounge access. HDFC Infinia Credit Card: Unlimited domestic lounge + Unlimited international.

Which card has a higher base reward rate?

HDFC Infinia Credit Card has higher base reward value (~3.33% vs ~1.2%).

Pairwise comparison Compare 3+ cards →

Axis Bank Magnus vs HDFC Bank Infinia Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Magnus and the HDFC Bank Infinia. Verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Three core metrics

Magnus Axis Bank

Annual fee ₹12,500 Waivable at ₹25,00,000 spend
Forex markup 2%
Domestic lounge Not specified

Infinia HDFC Bank

Annual fee ₹12,500 Waivable at ₹10,00,000 spend
Forex markup 2%
Domestic lounge Not specified

Reward earning explained

Per card

Magnus

6 pts / ₹100

Limited data

Infinia

5 pts / ₹150 · Up to 25 pts / ₹150 on Amazon through HDFC SmartBuy

Limited data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Magnus: ₹12,500 vs HDFC Bank Infinia: ₹12,500), forex markup (2% vs 2%), or lounge access (Not specified vs Not specified).

Travel Tie

Both cards are similar for travel

Forex markup is 2%.
Forex markup Tie

Both cards are similar for forex

Forex markup is 2%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is unlimited.
Rewards Tie

Both cards are similar for rewards

Axis Bank Magnus conservative base value ~1.2% vs HDFC Bank Infinia's ~1%. HDFC Bank Infinia conservative base value ~1% vs Axis Bank Magnus's ~1.2%.

Axis Bank Magnus

Confidence: Low (limited information available)

Verify with issuer

HDFC Bank Infinia

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Magnus: ~₹600/month at base rate
Infinia: ~₹500/month at base rate

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Magnus Axis Bank	Infinia HDFC Bank
Lounge Access
Domestic lounge visits Missing for one or more cards	Not specified	Not specified
Forex / International Use
Forex markup	2%	2%
Fees
Annual fee	₹12,500	₹12,500
Joining fee	₹12,500	₹12,500
Fee waiver spend ₹25,00,000 vs ₹10,00,000	₹25,00,000	₹10,00,000
Rewards
Base earn 6 pts / ₹100 vs 5 pts / ₹150	6 pts / ₹100	5 pts / ₹150
Conservative base value ~1.2% vs ~1%	~1.2%	~1%
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹0.2 vs ₹1	₹0.2	₹1
Point validity Only available for Infinia	Not specified	3 years

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.