Which card has a lower forex fee: Axis Bank Magnus Credit Card or HDFC Infinia Metal Edition Credit Card?

Both cards have the same forex markup (2%).

Which card has a lower annual fee: Axis Bank Magnus Credit Card or HDFC Infinia Metal Edition Credit Card?

Both cards have the same annual fee (₹12,500).

Which card offers better lounge access?

Axis Bank Magnus Credit Card: Unlimited domestic lounge access. HDFC Infinia Metal Edition Credit Card: Unlimited domestic lounge access.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

Axis Bank Magnus vs HDFC Bank Infinia Metal Edition Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Magnus and the HDFC Bank Infinia Metal Edition. Verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Three core metrics

Magnus Axis Bank

Annual fee ₹12,500 Waivable at ₹25,00,000 spend
Forex markup 2%
Domestic lounge Unlimited

Infinia Metal Edition HDFC Bank

Annual fee ₹12,500 Waivable at ₹10,00,000 spend
Forex markup 2%
Domestic lounge Unlimited

Reward earning explained

Per card

Magnus

6 pts / ₹100 on General spend (Above ₹1 per cycle)

Limited data

Infinia Metal Edition

25 pts / ₹150 on Amazon (domestic) (5X Reward Points on Amazon Shopping Voucher…

Limited data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Magnus: ₹12,500 vs HDFC Bank Infinia Metal Edition: ₹12,500), forex markup (2% vs 2%), or lounge access (Unlimited vs Unlimited).

Travel Tie

Both cards are similar for travel

Forex markup is 2%.
Forex markup Tie

Both cards are similar for forex

Forex markup is 2%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is unlimited.
Rewards Insufficient data

Insufficient data to compare rewards

Only Axis Bank Magnus has comparable evidence here. Estimated base reward value is ~1.2% on base spend.

Magnus: Limited data Infinia Metal Edition: Limited data

Confidence: Low (limited information available)

Verify with issuer

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Magnus: ~₹600/month at base rate
Infinia Metal Edition: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Magnus Axis Bank	Infinia Metal Edition HDFC Bank
Lounge Access
Domestic lounge visits	Unlimited	Unlimited
Forex / International Use
Forex markup	2%	2%
Fees
Annual fee	₹12,500	₹12,500
Joining fee	₹12,500	₹12,500
Fee waiver spend ₹25,00,000 vs ₹10,00,000	₹25,00,000	₹10,00,000
Rewards
Reward points (base spend) 6 pts/₹100 vs 5 pts/₹150	6 pts/₹100	5 pts/₹150
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Magnus	₹0.2	Not specified
Point validity Only available for Infinia Metal Edition	Not specified	3 years

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.