Which card has a lower forex fee: RBL Bank World Safari Credit Card or SBI Card Miles Elite?

RBL Bank World Safari Credit Card has lower forex markup (0% vs 1.99%).

Which card has a lower annual fee: RBL Bank World Safari Credit Card or SBI Card Miles Elite?

RBL Bank World Safari Credit Card has a lower annual fee (₹3,000 vs ₹4,999).

Which card offers better lounge access?

RBL Bank World Safari Credit Card: 2 per quarter domestic lounge. SBI Card Miles Elite: 8 domestic + 6 international lounge visits/year.

Which card has a higher base reward rate?

SBI Card Miles Elite has higher base reward value (~2% vs ~0.5%).

Pairwise comparison Compare 3+ cards →

RBL Bank World Safari vs SBI Card Miles Elite Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the RBL Bank World Safari and the SBI Card Miles Elite. Verify fees, lounge access, forex markup, and base rewards before you apply.

Travel RBL Bank World Safari Forex RBL Bank World Safari

Quick comparison

Three core metrics

World Safari RBL Bank

Annual fee ₹3,000
Forex markup 0%
Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹35,000 spend in the previous calendar quarter · International: 1/quarter · requires ₹50,000 spend in the previous calendar quarter

Miles Elite SBI Card

Annual fee ₹4,999 Waivable at ₹15,00,000 spend
Forex markup 1.99%
Domestic lounge 8/year

Reward earning explained

Per card

World Safari

5 pts / ₹100 on Travel (domestic) + 2 pts / ₹100 on Domestic spend

Limited data

Miles Elite

2 pts / ₹100 on General spend

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (RBL Bank World Safari: ₹3,000 vs SBI Card Miles Elite: ₹4,999), forex markup (0% vs 1.99%), or lounge access (2/quarter vs 8/year).

Travel RBL Bank World Safari wins

RBL Bank World Safari is better for travel

RBL Bank World Safari is stronger here. Forex markup is 0%.
Forex markup RBL Bank World Safari wins

RBL Bank World Safari is better for forex

RBL Bank World Safari is stronger here. Forex markup is 0%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is 2 per quarter. Domestic lounge access is 8 per year.
Rewards Insufficient data

Insufficient data to compare rewards

Only SBI Card Miles Elite has comparable evidence here. Estimated base reward value is ~1% on base spend.

World Safari: Limited data

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

SBI Miles Elite: ~₹1,000/month at base rate
RBL Bank World Safari: ~₹250/month at base rate

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	World Safari RBL Bank	Miles Elite SBI Card
Lounge Access
Domestic lounge visits 2/quarter vs 8/year	2/quarter	8/year
International lounge visits 2/year vs 6/year	2/year	6/year
Forex / International Use
Forex markup Source agreement differs — verify both. 0% vs 1.99%	0%	1.99%
Fees
Annual fee ₹3,000 vs ₹4,999	₹3,000	₹4,999
Joining fee ₹3,000 vs ₹4,999	₹3,000	₹4,999
Fee waiver spend Only available for SBI Miles Elite	Not specified	₹15,00,000
Interest-free period Only available for SBI Miles Elite	Not specified	Up to 50 days
Rewards
Points per ₹100	2 pts	2 pts
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹0.25 vs ₹1	₹0.25	₹1
Point validity Only available for SBI Miles Elite	Not specified	2 years

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.