Which card has a lower forex fee: AU Zenith+ Credit Card or RBL Bank World Safari Credit Card?

RBL Bank World Safari Credit Card has lower forex markup (0% vs 0.99%).

Which card has a lower annual fee: AU Zenith+ Credit Card or RBL Bank World Safari Credit Card?

RBL Bank World Safari Credit Card has a lower annual fee (₹3,000 vs ₹4,999).

Which card offers better lounge access?

AU Zenith+ Credit Card: 2 per quarter domestic lounge. RBL Bank World Safari Credit Card: 2 per quarter domestic lounge.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

AU Small Finance Bank Zenith+ vs RBL Bank World Safari Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the AU Small Finance Bank Zenith+ and the RBL Bank World Safari. Verify fees, lounge access, forex markup, and base rewards before you apply.

Travel RBL Bank World Safari Forex RBL Bank World Safari

Quick comparison

Three core metrics

Zenith+ AU Small Finance Bank

Annual fee ₹4,999 Waivable at ₹8,00,000 spend
Forex markup 0.99%
Domestic lounge 2/quarter

World Safari RBL Bank

Annual fee ₹3,000
Forex markup 0%
Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹35,000 spend in the previous calendar quarter · International: 1/quarter · requires ₹50,000 spend in the previous calendar quarter

Reward earning explained

Per card

Zenith+

3 pts / ₹100 on General spend

World Safari

5 pts / ₹100 on Travel (domestic) + 2 pts / ₹100 on Domestic spend

Limited data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (AU Small Finance Bank Zenith+: ₹4,999 vs RBL Bank World Safari: ₹3,000), forex markup (0.99% vs 0%), or lounge access (2/quarter vs 2/quarter).

Travel RBL Bank World Safari wins

RBL Bank World Safari is better for travel

RBL Bank World Safari is stronger here. RBL Bank World Safari is cheaper for international spend (0% vs 0.99% forex).
Forex markup RBL Bank World Safari wins

RBL Bank World Safari is better for forex

RBL Bank World Safari is stronger here. RBL Bank World Safari has a lower forex markup (0% vs 0.99%).
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is 2 per quarter.
Rewards Insufficient data

Insufficient data to compare rewards

Only AU Small Finance Bank Zenith+ has comparable evidence here. Base earn is 3 pts per ₹100.

World Safari: Limited data

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

RBL Bank World Safari: ~₹250/month at base rate
AU Zenith+: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Zenith+ AU Small Finance Bank	World Safari RBL Bank
Lounge Access
Domestic lounge visits	2/quarter	2/quarter
International lounge visits 8/year vs 2/year	8/year	2/year
Forex / International Use
Forex markup Limited support — verify with issuer. 0.99% vs 0%	0.99%	0%
Fees
Annual fee ₹4,999 vs ₹3,000	₹4,999	₹3,000
Joining fee ₹4,999 vs ₹3,000	₹4,999	₹3,000
Fee waiver spend Only available for AU Zenith+	₹8,00,000	Not specified
Interest-free period Only available for AU Zenith+	Up to 50 days	Not specified
Rewards
Points per ₹100 3 pts vs 2 pts	3 pts	2 pts
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for RBL Bank World Safari	Not specified	₹0.25

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.