- Annual fee ₹4,999
- Forex markup 1.49%
- Domestic lounge No complimentary lounge access
Pairwise comparison
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IDFC FIRST Bank IndiGo vs RBL Bank World Safari Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the IDFC FIRST Bank IndiGo and the RBL Bank World Safari. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex RBL Bank World Safari Lounge RBL Bank World Safari
Quick comparison
Three core metrics- Annual fee ₹3,000
- Forex markup 0%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹35,000 spend in the previous calendar quarter · International: 1/quarter · requires ₹50,000 spend in the previous calendar quarter
Reward earning explained
Per card6 pts / ₹100 on Indigo (6 BC/₹100 on IndiGo channels. Marketing 'up to 22' incl…
5 pts / ₹100 on Travel (domestic) + 2 pts / ₹100 on Domestic spend
Pick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (IDFC FIRST Bank IndiGo: ₹4,999 vs RBL Bank World Safari: ₹3,000), forex markup (1.49% vs 0%), or lounge access (No complimentary lounge access vs 2/quarter).
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Travel Insufficient data Insufficient data to compare travel
Only RBL Bank World Safari has comparable evidence here. Forex markup is 0%.
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Forex markup RBL Bank World Safari wins RBL Bank World Safari is better for forex
RBL Bank World Safari is stronger here. Forex markup is 0%.
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Lounge access RBL Bank World Safari wins RBL Bank World Safari is better for lounge access
RBL Bank World Safari is stronger here. Domestic lounge access is 2 per quarter.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- RBL Bank World Safari: ~₹250/month at base rate
- IDFC FIRST IndiGo: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | IndiGo IDFC FIRST Bank | World Safari RBL Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No complimentary lounge access vs 2/quarter | No complimentary lounge access | 2/quarter |
| International lounge visits Only available for RBL Bank World Safari | Not specified | 2/year |
| Forex / International Use | ||
| Forex markup 1.49% vs 0% | 1.49% | 0% |
| Fees | ||
| Annual fee ₹4,999 vs ₹3,000 | ₹4,999 | ₹3,000 |
| Joining fee ₹4,999 vs ₹3,000 | ₹4,999 | ₹3,000 |
| Interest-free period Only available for IDFC FIRST IndiGo | Up to 45 days | Not specified |
| Rewards | ||
| Points per ₹100 3 pts vs 2 pts | 3 pts | 2 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for RBL Bank World Safari | Not specified | ₹0.25 |
| Point validity Only available for IDFC FIRST IndiGo | 2 years | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.