Which card has a lower forex fee: ICICI Bank Coral RuPay Credit Card or Tata Neu Infinity SBI Card?

Tata Neu Infinity SBI Card has lower forex markup (1.99% vs 3.5%).

Which card has a lower annual fee: ICICI Bank Coral RuPay Credit Card or Tata Neu Infinity SBI Card?

ICICI Bank Coral RuPay Credit Card has a lower annual fee (₹500 vs ₹1,499).

Which card offers better lounge access?

ICICI Bank Coral RuPay Credit Card: 1 per quarter domestic lounge. Tata Neu Infinity SBI Card: 2 per quarter domestic lounge.

Which card has a higher base reward rate?

Tata Neu Infinity SBI Card has higher base reward value (~1.5% vs ~0.5%).

Pairwise comparison Compare 3+ cards →

ICICI Bank Coral RuPay vs SBI Card Tata Neu Infinity Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the ICICI Bank Coral RuPay and the SBI Card Tata Neu Infinity. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex SBI Card Tata Neu Infinity Lounge SBI Card Tata Neu Infinity

Quick comparison

Three core metrics

Coral RuPay ICICI Bank

Annual fee ₹500 Waivable at ₹1,50,000 spend
Forex markup 3.5%
Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹75,000 spend in the previous calendar quarter

Tata Neu Infinity SBI Card

Annual fee ₹1,499 Waivable at ₹3,00,000 spend
Forex markup 1.99%
Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹75,000 spend in the previous calendar quarter

Reward earning explained

Per card

Coral RuPay

2 pts / ₹100 on General spend + 1 pt / ₹100 on Utility Insurance

Tata Neu Infinity

10 NeuCoins / ₹100 on Tata Neu Select Accelerated (Up to 5% extra on select cat…

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (ICICI Bank Coral RuPay: ₹500 vs SBI Card Tata Neu Infinity: ₹1,499), forex markup (3.5% vs 1.99%), or lounge access (1/quarter vs 2/quarter).

Travel Insufficient data

Insufficient data to compare travel

Only SBI Card Tata Neu Infinity has comparable evidence here. Forex markup is 1.99%.

Coral RuPay: Limited data Tata Neu Infinity: Limited data
Forex markup SBI Card Tata Neu Infinity wins

SBI Card Tata Neu Infinity is better for forex

SBI Card Tata Neu Infinity is stronger here. Forex markup is 1.99%.
Lounge access SBI Card Tata Neu Infinity wins

SBI Card Tata Neu Infinity is better for lounge access

SBI Card Tata Neu Infinity is stronger here. Domestic lounge access is 2 per quarter.
upi Tie

Both cards are similar for UPI usage

Supports UPI via RuPay network.

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Tata Neu Infinity SBI Card: ~₹750/month at base rate
Coral RuPay: ~₹250/month at base rate

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Coral RuPay ICICI Bank	Tata Neu Infinity SBI Card
Lounge Access
Domestic lounge visits 1/quarter vs 2/quarter	1/quarter	2/quarter
International lounge visits Only available for Tata Neu Infinity SBI Card	Not specified	4/year
Forex / International Use
Forex markup Source agreement differs — verify both. 3.5% vs 1.99%	3.5%	1.99%
Fees
Annual fee ₹500 vs ₹1,499	₹500	₹1,499
Joining fee ₹500 vs ₹1,499	₹500	₹1,499
Fee waiver spend ₹1,50,000 vs ₹3,00,000	₹1,50,000	₹3,00,000
Interest-free period Up to 48 days vs Up to 50 days	Up to 48 days	Up to 50 days
Rewards
Points per ₹100 2 pts vs 1.5 pts	2 pts	1.5 pts
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹0.25 vs ₹1	₹0.25	₹1

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.