Which card has a lower forex fee: ICICI Bank Coral RuPay Credit Card or Kotak League Platinum Credit Card?

Both cards have the same forex markup (3.5%).

Which card has a lower annual fee: ICICI Bank Coral RuPay Credit Card or Kotak League Platinum Credit Card?

Kotak League Platinum Credit Card has a lower annual fee (₹499 annual fee vs ₹500 annual fee).

Which card offers better lounge access?

ICICI Bank Coral RuPay Credit Card: 1 per quarter domestic lounge. Kotak League Platinum Credit Card: No complimentary lounge access.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

ICICI Bank Coral RuPay vs Kotak Mahindra Bank League Platinum Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the ICICI Bank Coral RuPay and the Kotak Mahindra Bank League Platinum. Verify fees, lounge access, forex markup, and base rewards before you apply.

Coral RuPay

League Platinum

The short answer

Verdict

Pick Coral RuPay for lounge access and upi.

Head-to-head

Three core metrics

Annual fee

Coral RuPay ₹500 Waivable at ₹1,50,000 spend

League Platinum ₹499 Waivable at ₹50,000 spend

League Platinum saves ₹1/yr
Forex markup

Coral RuPay 3.5%

League Platinum 3.5%
Domestic lounge

Coral RuPay 4/year (1 per quarter) Conditional · Domestic: 1/quarter · requires ₹75,000 spend in the previous calendar quarter (unlocks the following quarter)

League Platinum No complimentary lounge access

Coral RuPay: +4 lounge visits/yr

Reward earning explained

Per card

Coral RuPay

2 pts / ₹100

Limited data

League Platinum

4 pts / ₹150 · Up to 8 pts / ₹150 on Special Categories

Strong data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (ICICI Bank Coral RuPay: ₹500 vs Kotak Mahindra Bank League Platinum: ₹499), forex markup (3.5% vs 3.5%), or lounge access (4/year (1 per quarter) vs No complimentary lounge access).

Forex markup Tie

Both cards are similar for forex

Forex markup is 3.5%.
Lounge access ICICI Bank Coral RuPay wins

ICICI Bank Coral RuPay is better for lounge access

ICICI Bank Coral RuPay is stronger here. Domestic lounge access is 1 per quarter.
Rewards Insufficient data

Insufficient data to compare rewards

Available evidence is incomplete: ICICI Bank Coral RuPay conservative base value ~0.5% per ₹100. Kotak Mahindra Bank League Platinum is not safely INR-comparable (no usable point value).

Coral RuPay: Limited data League Platinum: Strong data
upi ICICI Bank Coral RuPay wins

ICICI Bank Coral RuPay is better for UPI usage

ICICI Bank Coral RuPay is stronger here. Supports UPI via RuPay network.

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Coral RuPay: ~₹250/month at base rate
Kotak League Platinum: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Field	Coral RuPay ICICI Bank	League Platinum Kotak Mahindra Bank
Lounge Access
Domestic lounge visits spend-gated on some cards — see caveats 4/year (1 per quarter) vs No complimentary lounge access	4/year (1 per quarter)	No complimentary lounge access
International lounge visits	No international lounge access	No international lounge access
Forex / International Use
Forex markup	3.5%	3.5%
Fees
Recurring annual fee ₹500 vs ₹499	₹500	₹499
Annual-fee waiver ₹1,50,000 vs ₹50,000	₹1,50,000	₹50,000
Interest-free period Up to 48 days vs Up to 51 days	Up to 48 days	Up to 51 days
Monthly interest rate	3.75% / month	3.75% / month
Late-payment charge Only available for Coral RuPay	₹100–₹1,300 depending on outstanding balance	Not specified
Fuel benefit 1% surcharge waiver · ₹400–₹4,000 transactions · Fuel rewards excluded vs 1% surcharge waiver · ₹500–₹4,000 transactions · ₹3,500/year waiver cap	1% surcharge waiver · ₹400–₹4,000 transactions · Fuel rewards excluded	1% surcharge waiver · ₹500–₹4,000 transactions · ₹3,500/year waiver cap
Rewards
Base earn 2 pts / ₹100 vs 4 pts / ₹150	2 pts / ₹100	4 pts / ₹150
Conservative base value ~0.5% vs Not safely INR-comparable	~0.5%	Not safely INR-comparable
Earn ceiling Eligible spend capped at ₹20,000 per statement cycle vs Not stated	Eligible spend capped at ₹20,000 per statement cycle	Not stated
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Coral RuPay	₹0.25	Not specified

Notes

ICICI Bank Coral RuPay Credit Card: Condition: ₹75,000 spend in the previous calendar quarter (unlocks the following quarter)
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.

ICICI Bank Coral RuPay

Verify with issuer

Kotak Mahindra Bank League Platinum

Verify with issuer