Which card has a lower forex fee: HDFC Tata Neu Plus HDFC Bank Credit Card or RBL Bank Platinum Choice Credit Card?

Forex markup is not fully available for both cards in the current snapshot.

Which card has a lower annual fee: HDFC Tata Neu Plus HDFC Bank Credit Card or RBL Bank Platinum Choice Credit Card?

HDFC Tata Neu Plus HDFC Bank Credit Card has a lower annual fee (₹250 vs ₹499).

Which card offers better lounge access?

HDFC Tata Neu Plus HDFC Bank Credit Card: 1 per quarter domestic lounge. RBL Bank Platinum Choice Credit Card: No complimentary lounge access.

Which card has a higher base reward rate?

HDFC Tata Neu Plus HDFC Bank Credit Card has higher base reward value (~1% vs ~0.25%).

Pairwise comparison Compare 3+ cards →

HDFC Bank Tata Neu Plus RuPay vs RBL Bank Platinum Choice Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the HDFC Bank Tata Neu Plus RuPay and the RBL Bank Platinum Choice. Verify fees, lounge access, forex markup, and base rewards before you apply.

Lounge HDFC Bank Tata Neu Plus RuPay upi HDFC Bank Tata Neu Plus RuPay

Quick comparison

Three core metrics

Tata Neu Plus RuPay HDFC Bank

Annual fee ₹250 Waivable at ₹1,00,000 spend
Forex markup 3.5%
Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the calendar quarter

Platinum Choice RBL Bank

Annual fee ₹499 Waivable at ₹50,000 spend
Forex markup Not specified
Domestic lounge No complimentary lounge access

Reward earning explained

Per card

Tata Neu Plus RuPay

1 NeuCoins / ₹100 on General spend

Platinum Choice

2 pts / ₹100 on Online shopping (online only) + 1 pt / ₹100 on General spend

Limited data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (HDFC Bank Tata Neu Plus RuPay: ₹250 vs RBL Bank Platinum Choice: ₹499), forex markup (3.5% vs Not specified), or lounge access (1/quarter vs No complimentary lounge access).

Forex markup Insufficient data

Insufficient data to compare forex

Only HDFC Bank Tata Neu Plus RuPay has comparable evidence here. Forex markup is 3.5%.

Tata Neu Plus RuPay: Limited data
Lounge access HDFC Bank Tata Neu Plus RuPay wins

HDFC Bank Tata Neu Plus RuPay is better for lounge access

HDFC Bank Tata Neu Plus RuPay is stronger here. Domestic lounge access is 1 per quarter.
Rewards Insufficient data

Insufficient data to compare rewards

Only HDFC Bank Tata Neu Plus RuPay has comparable evidence here. Estimated base reward value is ~1% on base spend.

Platinum Choice: Limited data
upi HDFC Bank Tata Neu Plus RuPay wins

HDFC Bank Tata Neu Plus RuPay is better for UPI usage

HDFC Bank Tata Neu Plus RuPay is stronger here. Supports UPI via RuPay network.

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Tata Neu Plus HDFC Bank: ~₹500/month at base rate
RBL Bank Platinum Choice: ~₹130/month at base rate

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Tata Neu Plus RuPay HDFC Bank	Platinum Choice RBL Bank
Lounge Access
Domestic lounge visits 1/quarter vs No complimentary lounge access	1/quarter	No complimentary lounge access
Forex / International Use
Forex markup RBL Bank Platinum Choice unclear; Tata Neu Plus HDFC Bank shows 3.5% (verify).	3.5%	Not specified
Fees
Annual fee ₹250 vs ₹499	₹250	₹499
Joining fee ₹250 vs ₹499	₹250	₹499
Fee waiver spend ₹1,00,000 vs ₹50,000	₹1,00,000	₹50,000
Interest-free period Only available for Tata Neu Plus HDFC Bank	Up to 50 days	Not specified
Rewards
Points per ₹100	1 pts	1 pts
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹1 vs ₹0.25	₹1	₹0.25
Point validity Only available for Tata Neu Plus HDFC Bank	2 years	Not specified

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.