- Annual fee ₹250 Waivable at ₹1,00,000 spend
- Forex markup 3.5%
- Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the calendar quarter
HDFC Bank Tata Neu Plus RuPay vs CSB Bank Jupiter Edge CSB Bank RuPay Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the HDFC Bank Tata Neu Plus RuPay and the CSB Bank Jupiter Edge CSB Bank RuPay. Verify fees, lounge access, forex markup, and base rewards before you apply.
Quick comparison
Three core metrics- Annual fee ₹0 Lifetime free
- Forex markup 3.5%
- Domestic lounge Removed
Reward earning explained
Per card1 NeuCoins / ₹100 on General spend
2% on Accelerated Category (app only) + 1% on General spend
Limited dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (HDFC Bank Tata Neu Plus RuPay: ₹250 vs CSB Bank Jupiter Edge CSB Bank RuPay: ₹0), forex markup (3.5% vs 3.5%), or lounge access (1/quarter vs Removed).
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Forex markup Tie Both cards are similar for forex
Forex markup is 3.5%.
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Lounge access HDFC Bank Tata Neu Plus RuPay wins HDFC Bank Tata Neu Plus RuPay is better for lounge access
HDFC Bank Tata Neu Plus RuPay is stronger here. Domestic lounge access is 1 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only HDFC Bank Tata Neu Plus RuPay has comparable evidence here. Estimated base reward value is ~1% on base spend.
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upi Tie Both cards are similar for UPI usage
Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Plus HDFC Bank: ~₹500/month at base rate
- Jupiter Edge CSB Bank RuPay: ~₹500/month at base rate
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Tata Neu Plus RuPay HDFC Bank | Jupiter Edge CSB Bank RuPay CSB Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 1/quarter vs Removed | 1/quarter | Removed |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹250 vs ₹0 | ₹250 | ₹0 |
| Joining fee ₹250 vs ₹0 | ₹250 | ₹0 |
| Fee waiver spend Only available for Tata Neu Plus HDFC Bank | ₹1,00,000 | Not specified |
| Interest-free period Up to 50 days vs Up to 47 days | Up to 50 days | Up to 47 days |
| Rewards | ||
| Points per ₹100 1 pts vs 1% | 1 pts | 1% |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Tata Neu Plus HDFC Bank | ₹1 | Not specified |
| Point validity Only available for Tata Neu Plus HDFC Bank | 2 years | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.