1.5% · Up to 5% on Google Pay
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Axis Bank ACE vs CSB Bank Jupiter Edge CSB Bank RuPay Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank ACE and the CSB Bank Jupiter Edge CSB Bank RuPay. Verify fees, lounge access, forex markup, and base rewards before you apply.
The short answer
VerdictPick ACE for lounge access and rewards.
Pick Jupiter Edge CSB Bank RuPay for upi.
Head-to-head
Three core metrics- Annual fee Jupiter Edge CSB Bank RuPay saves ₹499/yrACE ₹499 Waivable at ₹2,00,000 spendJupiter Edge CSB Bank RuPay ₹0
- Forex markup ACE 3.5%Jupiter Edge CSB Bank RuPay 3.5%
- Domestic lounge ACE: +4 lounge visits/yrACE 4/year Conditional · Domestic: 4/year · requires ₹50,000 spend in the previous 3 calendar monthsJupiter Edge CSB Bank RuPay No complimentary lounge access
Reward earning explained
Per card1%
Strong dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (Axis Bank ACE: ₹499 vs CSB Bank Jupiter Edge CSB Bank RuPay: ₹0), forex markup (3.5% vs 3.5%), or lounge access (4/year vs No complimentary lounge access).
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Forex markup Tie Both cards are similar for forex
Forex markup is 3.5%.
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Lounge access Axis Bank ACE wins Axis Bank ACE is better for lounge access
Axis Bank ACE is stronger here. Domestic lounge access is 4 per year.
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Rewards Axis Bank ACE wins Axis Bank ACE is better for rewards
Axis Bank ACE is stronger here. Axis Bank ACE conservative base value ~1.5% vs CSB Bank Jupiter Edge CSB Bank RuPay's ~1%.
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upi CSB Bank Jupiter Edge CSB Bank RuPay wins CSB Bank Jupiter Edge CSB Bank RuPay is better for UPI usage
CSB Bank Jupiter Edge CSB Bank RuPay is stronger here. Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- ACE: ~₹750/month at base rate
- Jupiter Edge CSB Bank RuPay: ~₹500/month at base rate
Illustrative only, using current base rates before caps.
| Field | ACE Axis Bank | Jupiter Edge CSB Bank RuPay CSB Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits spend-gated on some cards — see caveats 4/year vs No complimentary lounge access | 4/year | No complimentary lounge access |
| International lounge visits | No international lounge access | No international lounge access |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Recurring annual fee ₹499 vs ₹0 | ₹499 | ₹0 |
| Annual-fee waiver Only available for ACE | ₹2,00,000 | Not specified |
| Interest-free period Up to 50 days vs Up to 47 days | Up to 50 days | Up to 47 days |
| Monthly interest rate Only available for ACE | 3.75% / month | Not specified |
| Fuel benefit 1% surcharge waiver · ₹400–₹4,000 transactions · ₹500/month waiver cap vs ₹100/month waiver cap | 1% surcharge waiver · ₹400–₹4,000 transactions · ₹500/month waiver cap | ₹100/month waiver cap |
| Rewards | ||
| Base cashback Some reward lanes are only partially modelled — base rate only for comparison. 1.5% vs 1% | 1.5% | 1% |
| Earn ceiling ₹500 per statement cycle — shared across Google Pay (domestic), Ola (domestic), Swiggy (domestic) & Zomato (domestic) vs Not stated | ₹500 per statement cycle — shared across Google Pay (domestic), Ola (domestic), Swiggy (domestic) & Zomato (domestic) | Not stated |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for ACE | ₹1 | Not specified |
Notes
- Axis Bank ACE Credit Card: Condition: ₹50,000 spend in the previous 3 calendar months
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Axis Bank ACE
Verify with issuer , opens external siteCSB Bank Jupiter Edge CSB Bank RuPay
Verify with issuer , opens external site