Which card has a lower forex fee: Axis Bank ACE Credit Card or Jupiter Edge CSB Bank RuPay Credit Card?

Both cards have the same forex markup (3.5%).

Which card has a lower annual fee: Axis Bank ACE Credit Card or Jupiter Edge CSB Bank RuPay Credit Card?

Jupiter Edge CSB Bank RuPay Credit Card has a lower annual fee (₹0 vs ₹499).

Which card offers better lounge access?

Axis Bank ACE Credit Card: 4 per year domestic lounge. Jupiter Edge CSB Bank RuPay Credit Card: Lounge access removed.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

Axis Bank ACE vs CSB Bank Jupiter Edge CSB Bank RuPay Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank ACE and the CSB Bank Jupiter Edge CSB Bank RuPay. Verify fees, lounge access, forex markup, and base rewards before you apply.

Lounge Axis Bank ACE upi CSB Bank Jupiter Edge CSB Bank RuPay

Quick comparison

Three core metrics

ACE Axis Bank

Annual fee ₹499 Waivable at ₹2,00,000 spend
Forex markup 3.5%
Domestic lounge 4/year Conditional · Domestic: 4/year · requires ₹50,000 spend in the previous 3 calendar months

Jupiter Edge CSB Bank RuPay CSB Bank

Annual fee ₹0 Lifetime free
Forex markup 3.5%
Domestic lounge Removed

Reward earning explained

Per card

ACE

5% on Google Pay (domestic) (Utility bill payments and recharges must be comple…

Jupiter Edge CSB Bank RuPay

2% on Accelerated Category (app only) + 1% on General spend

Pick based on what matters

3 dimensions

Start with the constraint you care about most: annual fee (Axis Bank ACE: ₹499 vs CSB Bank Jupiter Edge CSB Bank RuPay: ₹0), forex markup (3.5% vs 3.5%), or lounge access (4/year vs Removed).

Forex markup Tie

Both cards are similar for forex

Forex markup is 3.5%.
Lounge access Axis Bank ACE wins

Axis Bank ACE is better for lounge access

Axis Bank ACE is stronger here. Domestic lounge access is 4 per year.
upi CSB Bank Jupiter Edge CSB Bank RuPay wins

CSB Bank Jupiter Edge CSB Bank RuPay is better for UPI usage

CSB Bank Jupiter Edge CSB Bank RuPay is stronger here. Supports UPI via RuPay network.

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

ACE: ~₹750/month at base rate
Jupiter Edge CSB Bank RuPay: ~₹500/month at base rate

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	ACE Axis Bank	Jupiter Edge CSB Bank RuPay CSB Bank
Lounge Access
Domestic lounge visits 4/year vs Removed	4/year	Removed
Forex / International Use
Forex markup	3.5%	3.5%
Fees
Annual fee ₹499 vs ₹0	₹499	₹0
Joining fee ₹499 vs ₹0	₹499	₹0
Fee waiver spend Only available for ACE	₹2,00,000	Not specified
Interest-free period Up to 50 days vs Up to 47 days	Up to 50 days	Up to 47 days
Rewards
Base cashback 1.5% vs 1%	1.5%	1%
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for ACE	₹1	Not specified

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.