3 pts / ₹100
Limited data Pairwise comparison
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BOBCARD Tiara vs RBL Bank World Safari Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the BOBCARD Tiara and the RBL Bank World Safari. Verify fees, lounge access, forex markup, and base rewards before you apply.
The short answer
VerdictPick Tiara for lounge access.
Pick World Safari for travel and spending abroad.
Head-to-head
Three core metrics- Annual fee Tiara saves ₹501/yrTiara ₹2,499 Waivable at ₹2,50,000 spendWorld Safari ₹3,000
- Forex markup World Safari saves ~₹2,000 per ₹1L abroadTiara 2%World Safari 0%
- Domestic lounge Tiara has unlimited domestic visitsTiara Unlimited Conditional · Domestic: Unlimited · requires ₹75,000 spend in the previous calendar quarter (unlocks the following quarter)World Safari 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹35,000 spend in the previous calendar quarter (unlocks the following quarter) · International: 1/quarter · requires ₹50,000 spend in the previous calendar quarter (unlocks the following quarter)
Reward earning explained
Per card2 pts / ₹100 · Up to 5 pts / ₹100 on Travel
Strong dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (BOBCARD Tiara: ₹2,499 vs RBL Bank World Safari: ₹3,000), forex markup (2% vs 0%), or lounge access (Unlimited vs 8/year (2 per quarter)).
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Travel RBL Bank World Safari wins RBL Bank World Safari is better for travel
RBL Bank World Safari is stronger here. Forex markup is 0%.
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Forex markup RBL Bank World Safari wins RBL Bank World Safari is better for forex
RBL Bank World Safari is stronger here. Forex markup is 0%.
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Lounge access BOBCARD Tiara wins BOBCARD Tiara is better for lounge access
BOBCARD Tiara is stronger here. BOBCARD Tiara offers unlimited domestic lounge visits versus 8 per year.
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Rewards Insufficient data Insufficient data to compare rewards
Available evidence is incomplete: BOBCARD Tiara is not safely INR-comparable (no usable point value). RBL Bank World Safari conservative base value ~0.5% per ₹100.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- RBL Bank World Safari: ~₹250/month at base rate
- BOBCARD Tiara: Base earn not clearly specified
Illustrative only, using current base rates before caps.
| Field | Tiara BOBCARD | World Safari RBL Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits spend-gated on some cards — see caveats Unlimited vs 8/year (2 per quarter) | Unlimited | 8/year (2 per quarter) |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 2% vs 0% | 2% | 0% |
| Fees | ||
| Recurring annual fee ₹2,499 vs ₹3,000 | ₹2,499 | ₹3,000 |
| First-year cost Only available for RBL Bank World Safari | Not specified | ₹3,000 |
| Annual-fee waiver Only available for BOBCARD Tiara | ₹2,50,000 | Not specified |
| Interest-free period Only available for BOBCARD Tiara | Up to 50 days | Not specified |
| Monthly interest rate 3.75% / month vs 3.99% / month | 3.75% / month | 3.99% / month |
| Fuel benefit Only available for BOBCARD Tiara | Surcharge waiver available · ₹400–₹5,000 transactions · ₹250/month waiver cap | Not specified |
| Rewards | ||
| Points per ₹100 3 pts / ₹100 vs 2 pts / ₹100 | 3 pts / ₹100 | 2 pts / ₹100 |
| Conservative base value Not safely INR-comparable vs ~0.5% | Not safely INR-comparable | ~0.5% |
| Earn ceiling | Not stated | Not stated |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for RBL Bank World Safari | Not specified | ₹0.25 |
Notes
- BOBCARD Tiara Credit Card: Condition: ₹75,000 spend in the previous calendar quarter (unlocks the following quarter)
- RBL Bank World Safari Credit Card: Condition: ₹35,000 spend in the previous calendar quarter (unlocks the following quarter)
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
BOBCARD Tiara
RBL Bank World Safari
Verify with issuer , opens external site