Which card has a lower forex fee: Axis Bank SELECT Credit Card or RBL Bank World Safari Credit Card?

RBL Bank World Safari Credit Card has lower forex markup (0% vs 3.5%).

Which card has a lower annual fee: Axis Bank SELECT Credit Card or RBL Bank World Safari Credit Card?

Both cards have the same annual fee (₹3,000).

Which card offers better lounge access?

Axis Bank SELECT Credit Card: 2 per quarter domestic + 6 per year international. RBL Bank World Safari Credit Card: 2 domestic + 1 international lounge visits/quarter.

Which card has a higher base reward rate?

Axis Bank SELECT Credit Card has higher base reward value (~1% vs ~0.5%).

Pairwise comparison Compare 3+ cards →

Axis Bank SELECT vs RBL Bank World Safari Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank SELECT and the RBL Bank World Safari. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex RBL Bank World Safari Rewards Axis Bank SELECT

Quick comparison

Three core metrics

SELECT Axis Bank

Annual fee ₹3,000 Waivable at ₹8,00,000 spend
Forex markup 3.5%
Domestic lounge 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the previous 3 calendar months

World Safari RBL Bank

Annual fee ₹3,000
Forex markup 0%
Domestic lounge 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹35,000 spend in the previous calendar quarter · International: 1/quarter · requires ₹50,000 spend in the previous calendar quarter

Reward earning explained

Per card

SELECT

5 pts / ₹100

World Safari

2 pts / ₹100 · Up to 5 pts / ₹100 on Travel

Limited data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (Axis Bank SELECT: ₹3,000 vs RBL Bank World Safari: ₹3,000), forex markup (3.5% vs 0%), or lounge access (8/year (2 per quarter) vs 8/year (2 per quarter)).

Travel Insufficient data

Insufficient data to compare travel

Only RBL Bank World Safari has comparable evidence here. Forex markup is 0%.

SELECT: Limited data World Safari: Limited data
Forex markup RBL Bank World Safari wins

RBL Bank World Safari is better for forex

RBL Bank World Safari is stronger here. Forex markup is 0%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is 2 per quarter.
Rewards Axis Bank SELECT wins

Axis Bank SELECT is better for rewards

Axis Bank SELECT is stronger here. Axis Bank SELECT conservative base value ~1% vs RBL Bank World Safari's ~0.5%.

Axis Bank SELECT

Confidence: Low (limited information available)

Verify with issuer

RBL Bank World Safari

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

SELECT: ~₹500/month at base rate
RBL Bank World Safari: ~₹250/month at base rate

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	SELECT Axis Bank	World Safari RBL Bank
Lounge Access
Domestic lounge visits	8/year (2 per quarter)	8/year (2 per quarter)
International lounge visits 6/year vs 2/year	6/year	2/year
Forex / International Use
Forex markup Source agreement differs — verify both. 3.5% vs 0%	3.5%	0%
Fees
Annual fee	₹3,000	₹3,000
Joining fee	₹3,000	₹3,000
Fee waiver spend Only available for SELECT	₹8,00,000	Not specified
Interest-free period Only available for SELECT	Up to 50 days	Not specified
Rewards
Points per ₹100 5 pts / ₹100 vs 2 pts / ₹100	5 pts / ₹100	2 pts / ₹100
Conservative base value ~1% vs ~0.5%	~1%	~0.5%
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹0.2 vs ₹0.25	₹0.2	₹0.25

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.