Which card has a lower forex fee: Axis Bank Privilege Credit Card or SBI Card Miles Prime?

SBI Card Miles Prime has lower forex markup (2.5% vs 3.5%).

Which card has a lower annual fee: Axis Bank Privilege Credit Card or SBI Card Miles Prime?

Axis Bank Privilege Credit Card has a lower annual fee (₹1,500 vs ₹2,999).

Which card offers better lounge access?

Axis Bank Privilege Credit Card: 2 per quarter domestic lounge. SBI Card Miles Prime: 8 domestic + 4 international lounge visits/year.

Which card has a higher base reward rate?

Both cards have similar base reward value (~1%).

Pairwise comparison Compare 3+ cards →

Axis Bank Privilege vs SBI Card Miles Prime Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Privilege and the SBI Card Miles Prime. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex SBI Card Miles Prime Rewards Axis Bank Privilege

Quick comparison

Three core metrics

Privilege Axis Bank

Annual fee ₹1,500 Waivable at ₹5,00,000 spend
Forex markup 3.5%
Domestic lounge 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the previous 3 calendar months

Miles Prime SBI Card

Annual fee ₹2,999 Waivable at ₹10,00,000 spend
Forex markup 2.5%
Domestic lounge 8/year

Reward earning explained

Per card

Privilege

5 EDGE Miles / ₹100

Miles Prime

2 Travel Credits / ₹200 · Up to 4 Travel Credits / ₹200 on Travel

Pick based on what matters

3 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Privilege: ₹1,500 vs SBI Card Miles Prime: ₹2,999), forex markup (3.5% vs 2.5%), or lounge access (8/year (2 per quarter) vs 8/year).

Forex markup SBI Card Miles Prime wins

SBI Card Miles Prime is better for forex

SBI Card Miles Prime is stronger here. SBI Card Miles Prime has a lower forex markup (2.5% vs 3.5%).
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is 2 per quarter. Domestic lounge access is 8 per year.
Rewards Axis Bank Privilege wins

Axis Bank Privilege is better for rewards

Axis Bank Privilege is stronger here. Axis Bank Privilege conservative base value ~1% vs SBI Card Miles Prime's ~0.3%.

Axis Bank Privilege

Confidence: Low (limited information available)

Verify with issuer

SBI Card Miles Prime

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Privilege: ~₹500/month at base rate
SBI Miles Prime: ~₹130/month at base rate

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Privilege Axis Bank	Miles Prime SBI Card
Lounge Access
Domestic lounge visits 8/year (2 per quarter) vs 8/year	8/year (2 per quarter)	8/year
International lounge visits Only available for SBI Miles Prime	Not specified	4/year
Forex / International Use
Forex markup 3.5% vs 2.5%	3.5%	2.5%
Fees
Annual fee ₹1,500 vs ₹2,999	₹1,500	₹2,999
Joining fee ₹1,500 vs ₹2,999	₹1,500	₹2,999
Fee waiver spend ₹5,00,000 vs ₹10,00,000	₹5,00,000	₹10,00,000
Rewards
Base earn 5 EDGE Miles / ₹100 vs 2 Travel Credits / ₹200	5 EDGE Miles / ₹100	2 Travel Credits / ₹200
Conservative base value ~1% vs ~0.3%	~1%	~0.3%
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹0.2 vs ₹1	₹0.2	₹1
Point validity Only available for SBI Miles Prime	Not specified	2 years

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.