Which card has a lower forex fee: Axis Bank Horizon Credit Card or YES Bank Marquee Credit Card?

YES Bank Marquee Credit Card has lower forex markup (1% vs 3.5%).

Which card has a lower annual fee: Axis Bank Horizon Credit Card or YES Bank Marquee Credit Card?

Axis Bank Horizon Credit Card has a lower annual fee (₹3,000 vs ₹4,999).

Which card offers better lounge access?

Axis Bank Horizon Credit Card: 8 per quarter domestic lounge. YES Bank Marquee Credit Card: 6 per quarter domestic lounge.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

Axis Bank Horizon vs YES Bank Marquee Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Horizon and the YES Bank Marquee. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex YES Bank Marquee Rewards Axis Bank Horizon

Quick comparison

Three core metrics

Horizon Axis Bank

Annual fee ₹3,000
Forex markup 3.5%
Domestic lounge 8/quarter

Marquee YES Bank

Annual fee ₹4,999 Waivable at ₹10,00,000 spend
Forex markup 1%
Domestic lounge 6/quarter Conditional · Domestic: 6/quarter · requires ₹1,00,000 spend in the previous calendar quarter

Reward earning explained

Per card

Horizon

2 EDGE Miles / ₹100 on General spend

Limited data

Marquee

36 pts / ₹100 on General spend

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Horizon: ₹3,000 vs YES Bank Marquee: ₹4,999), forex markup (3.5% vs 1%), or lounge access (8/quarter vs 6/quarter).

Travel Insufficient data

Insufficient data to compare travel

Only YES Bank Marquee has comparable evidence here. Forex markup is 1%.

Horizon: Limited data Marquee: Limited data
Forex markup YES Bank Marquee wins

YES Bank Marquee is better for forex

YES Bank Marquee is stronger here. Forex markup is 1%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is 8 per quarter. Domestic lounge access is 6 per quarter.
Rewards Axis Bank Horizon wins

Axis Bank Horizon is better for rewards

Axis Bank Horizon is stronger here. Estimated base reward value is ~2% on base spend.

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Horizon: ~₹1,000/month at base rate
YES Bank Marquee: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Horizon Axis Bank	Marquee YES Bank
Lounge Access
Domestic lounge visits 8/quarter vs 6/quarter	8/quarter	6/quarter
International lounge visits Only available for Horizon	8/year	Not specified
Forex / International Use
Forex markup 3.5% vs 1%	3.5%	1%
Fees
Annual fee ₹3,000 vs ₹4,999	₹3,000	₹4,999
Joining fee ₹3,000 vs ₹9,999	₹3,000	₹9,999
Fee waiver spend Only available for YES Bank Marquee	Not specified	₹10,00,000
Rewards
Points per ₹100 2 pts vs 36 pts	2 pts	36 pts
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Horizon	₹1	Not specified

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.