2 EDGE Miles / ₹100 · 5 EDGE Miles/₹100 on eligible airline and axis Travel Edge
Strong data Pairwise comparison
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Axis Bank Horizon vs YES Bank Marquee Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank Horizon and the YES Bank Marquee. Verify fees, lounge access, forex markup, and base rewards before you apply.
The short answer
VerdictHead-to-head
Three core metrics- Annual fee Horizon saves ₹1,999/yrHorizon ₹3,000 Annual-fee waiver not offeredMarquee ₹4,999
- Forex markup Marquee saves ~₹2,500 per ₹1L abroadHorizon 3.5%Marquee 1%
- Domestic lounge Horizon: +8 lounge visits/yrHorizon 32/year (8 per quarter)Marquee 24/year (6 per quarter) Conditional · Domestic: 6/quarter · requires ₹1,00,000 spend in the previous calendar quarter (unlocks the following quarter)
Reward earning explained
Per card18 pts / ₹200 · Up to 36 pts / ₹200 on online spend
Limited dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (Axis Bank Horizon: ₹3,000 vs YES Bank Marquee: ₹4,999), forex markup (3.5% vs 1%), or lounge access (32/year (8 per quarter) vs 24/year (6 per quarter)).
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Travel Insufficient data Insufficient data to compare travel
Only YES Bank Marquee has comparable evidence here. Forex markup is 1%.
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Forex markup YES Bank Marquee wins YES Bank Marquee is better for forex
YES Bank Marquee is stronger here. Forex markup is 1%.
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Lounge access Axis Bank Horizon wins Axis Bank Horizon is better for lounge access
Axis Bank Horizon is stronger here. Axis Bank Horizon offers 32 domestic lounge visits per year versus 24.
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Rewards Insufficient data Insufficient data to compare rewards
Available evidence is incomplete: Axis Bank Horizon conservative base value ~2% per ₹100. YES Bank Marquee is not safely INR-comparable (no usable point value).
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Horizon: ~₹1,000/month at base rate
- YES Bank Marquee: Base earn not clearly specified
Illustrative only, using current base rates before caps.
| Field | Horizon Axis Bank | Marquee YES Bank |
|---|---|---|
| Insurance — Lost card liability cover Only available for Horizon | ₹10 lakh | Not specified |
| Insurance — Underwriter Only available for Horizon | Insured by The New India Assurance Co. Ltd | Not specified |
| Lounge Access | ||
| Domestic lounge visits spend-gated on some cards — see caveats 32/year (8 per quarter) vs 24/year (6 per quarter) | 32/year (8 per quarter) | 24/year (6 per quarter) |
| International lounge visits 2 per quarter vs Unlimited | 2 per quarter | Unlimited |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 1% | 3.5% | 1% |
| Fees | ||
| Recurring annual fee ₹3,000 vs ₹4,999 | ₹3,000 | ₹4,999 |
| First-year cost Only available for YES Bank Marquee | Not specified | ₹9,999 |
| Annual-fee waiver Only available for Horizon | Not offered | Not specified |
| Monthly interest rate Only available for YES Bank Marquee | Not specified | 2.99% / month |
| Fuel benefit 1% surcharge waiver · ₹400–₹5,000 transactions · ₹400/month waiver cap · Fuel rewards excluded vs Surcharge waiver available · ₹500–₹5,000 transactions | 1% surcharge waiver · ₹400–₹5,000 transactions · ₹400/month waiver cap · Fuel rewards excluded | Surcharge waiver available · ₹500–₹5,000 transactions |
| Rewards | ||
| Base earn 2 EDGE Miles / ₹100 vs 18 pts / ₹200 | 2 EDGE Miles / ₹100 | 18 pts / ₹200 |
| Conservative base value ~2% vs Not safely INR-comparable | ~2% | Not safely INR-comparable |
| Earn ceiling Not stated vs 1,250 points per statement cycle; at 10 pts / ₹200, this lane reaches the cap at ₹25,000 of eligible spend | Not stated | 1,250 points per statement cycle; at 10 pts / ₹200, this lane reaches the cap at ₹25,000 of eligible spend |
| Point value (headline channel) Issuer headline rate at the travel/SmartBuy channel — not the lowest redemption option. Only available for Horizon | ₹1 | Not specified |
| Point validity Only available for YES Bank Marquee | Not specified | 3 years |
Notes
- YES Bank Marquee Credit Card: Condition: ₹1,00,000 spend in the previous calendar quarter (unlocks the following quarter)
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Axis Bank Horizon
Verify with issuer , opens external siteYES Bank Marquee
Verify with issuer , opens external site