- Annual fee ₹4,999 Waivable at ₹8,00,000 spend
- Forex markup 0.99%
- Domestic lounge 2/quarter
Pairwise comparison
Compare 3+ cards →
AU Small Finance Bank Zenith+ vs YES Bank Marquee Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the AU Small Finance Bank Zenith+ and the YES Bank Marquee. Verify fees, lounge access, forex markup, and base rewards before you apply.
Quick comparison
Three core metrics- Annual fee ₹4,999 Waivable at ₹10,00,000 spend
- Forex markup 1%
- Domestic lounge 6/quarter Conditional · Domestic: 6/quarter · requires ₹1,00,000 spend in the previous calendar quarter
Reward earning explained
Per card3 pts / ₹100 on General spend
36 pts / ₹100 on General spend
Pick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (AU Small Finance Bank Zenith+: ₹4,999 vs YES Bank Marquee: ₹4,999), forex markup (0.99% vs 1%), or lounge access (2/quarter vs 6/quarter).
-
Travel Tie Both cards are similar for travel
Forex markup is 0.99%. Forex markup is 1%.
-
Forex markup Tie Both cards are similar for forex
Forex markup is 0.99%. Forex markup is 1%.
-
Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 2 per quarter. Domestic lounge access is 6 per quarter.
-
Rewards Tie Both cards are similar for rewards
Base earn is 3 pts per ₹100. Base earn is 36 pts per ₹100.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- AU Zenith+: Base earn not clearly specified
- YES Bank Marquee: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Zenith+ AU Small Finance Bank | Marquee YES Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs 6/quarter | 2/quarter | 6/quarter |
| International lounge visits Only available for AU Zenith+ | 8/year | Not specified |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0.99% vs 1% | 0.99% | 1% |
| Fees | ||
| Annual fee | ₹4,999 | ₹4,999 |
| Joining fee ₹4,999 vs ₹9,999 | ₹4,999 | ₹9,999 |
| Fee waiver spend ₹8,00,000 vs ₹10,00,000 | ₹8,00,000 | ₹10,00,000 |
| Rewards | ||
| Points per ₹100 3 pts vs 36 pts | 3 pts | 36 pts |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.