LoungeKey — your credit card is the access key

LoungeKey is a lounge access programme by Collinson Group (the same company behind Priority Pass). The key difference: with LoungeKey, your credit card is the access key — no separate membership card or app needed. Just present your eligible credit card at the lounge entrance with a valid boarding pass.

Guest visits are charged at USD 27 + applicable taxes per person per visit, billed to your credit card. HSBC TravelOne gives 4 international visits per year — all for the primary cardholder. Guests are not complimentary.

Priority Pass requires a separate PP card (physical or digital) at international lounges. LoungeKey works with your credit card directly — the lounge verifies entitlement digitally when you swipe. Both networks are owned by Collinson Group. LoungeKey has 1,800+ lounges vs Priority Pass's 1,400+, with some overlap. For most Indian airports, both networks cover the same major lounges.