- Cards are grouped by their published forex markup — low (0–1%), mid-range (~2%), and higher (3%+). Only cards with verified markup data are included. Cards without confirmed forex data are excluded, not penalised.
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What is forex markup on credit cards?
We don't yet have enough high-confidence data for these bands.
Context
Learn more- What is forex markup? (short India guide) Static explainer: same field in plain language, then you can return to this data view.
- Reward rate (points / ₹100) The other key metric — higher is better, opposite direction to forex cost.
- Best cards for forex Verified ranking by markup, annual fee, and readiness gate.
- Best zero forex credit cards Shortlist of cards with 0% published international transaction markup.
- Low forex credit cards (India) Broader list including low but non-zero markup cards.
- Best travel credit cards in India Forex and lounge access in one place for international travel.
Forex markup is the percentage your card issuer charges on international transactions, on top of the exchange rate. A 0% card means no extra charge. A 3.5% card adds ₹3.50 per ₹100 spent abroad. This page shows real cards grouped by their published rate so you can see the difference in practice.
Always confirm the current markup on your issuer's website before applying — rates and fee structures can change.
How this page is organised
Three markup bandsCards are split into three bands: low markup (0–1%), typical mid-range (~2%), and higher markup (3%+). Only cards with verified forex data appear. The groupings use the same verified catalog as individual card pages — nothing is estimated or ranked editorially.
grouped by published forex percent, same data as card pages, three bands