HSBC
HSBC India TravelOne Visa Credit Card
Premium card · 6/year domestic lounge · fee waiver achievable around ₹8L annual spend · 0% forex markup.
The HSBC India TravelOne Visa Credit Card is issued by HSBC. Use this page to compare key benefits, fees & charges, lounge access, rewards, and forex markup — then compare with similar cards.
- Good for travel 0% forex · 6 lounge/year
- Low forex 0% forex markup
- Limited lounge access 6 lounge visits per year
Example usage at this monthly spend
- At this monthly spend, you'd earn: ~1,000 pts/month (base earn)
- Fee waiver unlikely at this spend
Illustrative only, using current base rates and snapshot data.
Confidence: Medium (verify with issuer)
Verify with issuer (opens in new tab)Card snapshot
| Annual fee | ₹4,999 |
|---|---|
| Joining fee | ₹4,999 |
| Forex fee | 0% (verify with issuer) What is this? |
| Lounge access | 6/year domestic lounge |
| Reward rate | 2 pts / ₹100 (base, normalized) What is this? |
Real-world usage examples
- Useful for international travel spending because forex markup is kept to 0%.
Annual fee break-even math
At base earn rates, you need roughly ₹7.2L in yearly spend to offset the ₹4,999 annual fee.
Key Benefits
Lounge Access
- Domestic visits
- 6/year
- International visits
- 4/year (verify with issuer)
Rewards
- Points per ₹100
- 2 pts value depends on redemption
Fees & Charges
Fees
- Annual fee
- ₹4,999
- Joining fee
- ₹4,999
- Fee waiver spend
- ₹8,00,000 Above catalog median waiver (₹3,00,000 vs ₹8,00,000).
International Use
- Forex markup
- 0% (verify with issuer)
- Product tier
- Premium
Best For
- Good for travel
- Low forex
Explore: best credit cards in India · low forex cards · zero forex cards · forex markup (learn) · reward rate (learn) · lounge access cards
Compare with similar cards
Open the closest side-by-side options in this tier before you apply.
- SBI Card ELITE Side-by-side compare SBI Card ELITE vs HSBC India TravelOne Visa
- Axis Bank SELECT Side-by-side compare Axis Bank SELECT vs HSBC India TravelOne Visa
- Axis Bank Horizon Side-by-side compare Axis Bank Horizon vs HSBC India TravelOne Visa
- ICICI Bank Sapphiro Mastercard Side-by-side compare ICICI Bank Sapphiro Mastercard vs HSBC India TravelOne Visa
Latest update
- Snapshot refreshed on 25 April 2026 (today).
- Annual fee on file: ₹4,999.
- Forex markup currently listed at 0%.
- 6/year domestic lounge is on file in the latest refinery snapshot.
Learn more
How forex markup works · Reward rate (points / ₹100) explained · Cashback vs reward points