Shortlist 2–4 cards
Side-by-side comparison of the Axis Bank ACE and the Axis Bank Atlas. Verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | ACE | Atlas |
|---|---|---|
| Annual fee | ₹499 Waivable at ₹2,00,000 spend | ₹5,000 Waivable at ₹7,50,000 spend |
| Forex fee | 3.5% | 3.5% |
| Domestic lounge | 4/year | 8/year (2 per quarter) |
Fees: ACE wins
Confidence: High
Forex: Tie
Confidence: High
Lounge: Atlas wins
Confidence: High
Confidence: High
Start with the constraint you care about most: annual fee (Axis Bank ACE: ₹499 vs Axis Bank Atlas: ₹5,000), forex markup (3.5% vs 3.5%), or lounge access (4/year vs 8/year (2 per quarter)).
Explore: Axis Bank ACE card page · Axis Bank Atlas card page · best credit cards in India
If this pair is close, these are the next useful side-by-side checks.
Confidence: High
Verify with issuer (opens in new tab)Confidence: High
Verify with issuer (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| ACE Axis Bank | Atlas Axis Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 4/year vs 8/year (2 per quarter) | 4/year | 8/year (2 per quarter) |
| International lounge visits Only available for Atlas | Not specified | 6/year |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹499 vs ₹5,000 | ₹499 | ₹5,000 |
| Joining fee ₹499 vs ₹5,000 | ₹499 | ₹5,000 |
| Fee waiver spend ₹2,00,000 vs ₹7,50,000 | ₹2,00,000 | ₹7,50,000 |
| Rewards | ||
| Points per ₹100 1.5 pts vs 2 pts | 1.5 pts | 2 pts |
| Point cash value ₹1 vs ₹0.5 | ₹1 | ₹0.5 |