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SBI ELITE vs YES Marquee

Side-by-side comparison of the SBI Card ELITE and the YES Bank Marquee. Verify fees, lounge access, forex markup, and base rewards before you apply.

ELITE
Marquee

The short answer

Pick Marquee for lounge access and spending abroad.

Head-to-head

  • Annual fee Annual fee outcome: tie.
    ELITE ₹4,999 Waivable at ₹10,00,000 spend
    Marquee ₹4,999
  • Forex markup Forex markup outcome: Marquee wins.
    ELITE 1.99%
    Marquee 1%
    Marquee saves ~₹990 per ₹1L abroad
  • Domestic lounge Domestic lounge outcome: Marquee wins.
    ELITE 8/year
    Marquee 24/year (6 per quarter) Conditional · Domestic: 6/quarter · requires ₹1,00,000 spend in the previous calendar quarter (unlocks the following quarter)
  • Rewards Rewards outcome: insufficient data to compare.
    ELITE ~0.5%
    Marquee Not safely INR-comparable
    conservative base value
    ELITE: Strong data Marquee: Limited data

Reward earning explained

ELITE

2 pts / ₹100 · Up to 10 pts / ₹100 on Dining Departmental Grocery

Strong data
Marquee

18 pts / ₹200 · Up to 36 pts / ₹200 on online spend

Limited data

Example usage at this monthly spend

At ₹50k/month spend:

  • SBI ELITE: ~₹250/month at base rate
  • YES Bank Marquee: Base earn not clearly specified

Illustrative only, using current base rates before caps.

All fields

Field ELITE SBI Card Marquee YES Bank
Lounge Access
Domestic lounge visits
spend-gated on some cards — see caveats
8/year vs 24/year (6 per quarter)
 8/year 24/year (6 per quarter)
International lounge visits
6 per year vs Unlimited
 6 per year Unlimited
Forex / International Use
Forex markup
1.99% vs 1%
 1.99% 1%
Fees
Recurring annual fee ₹4,999 ₹4,999
First-year cost
Only available for YES Bank Marquee
 Not specified ₹9,999
Annual-fee waiver
Only available for SBI ELITE
 ₹10,00,000 Not specified
Monthly interest rate
3.75% / month vs 2.99% / month
 3.75% / month 2.99% / month
Fuel benefit
Only available for YES Bank Marquee
 Not specified Surcharge waiver available · ₹500–₹5,000 transactions
Rewards
Base earn
2 pts / ₹100 vs 18 pts / ₹200
 2 pts / ₹100 18 pts / ₹200
Conservative base value
~0.5% vs Not safely INR-comparable
 ~0.5% Not safely INR-comparable
Earn ceiling
10,000 points per calendar month; at 10 pts / ₹100, this lane reaches the cap at ₹1,00,000 of eligible spend vs 1,250 points per statement cycle; at 10 pts / ₹200, this lane reaches the cap at ₹25,000 of eligible spend
 10,000 points per calendar month at 10 pts / ₹100, this lane reaches the cap at ₹1,00,000 of eligible spend 1,250 points per statement cycle at 10 pts / ₹200, this lane reaches the cap at ₹25,000 of eligible spend
Point value (headline channel)
Issuer headline redemption rate — see each card page for the full channel grid.
Only available for SBI ELITE
 ₹0.25 Not specified
Point validity
2 years vs 3 years
 2 years 3 years

Notes

  • YES Bank Marquee Credit Card: Condition: ₹1,00,000 spend in the previous calendar quarter (unlocks the following quarter)
  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.

Related comparisons

Next useful checks

SBI Card ELITE

Verify with issuer , opens external site

YES Bank Marquee

Verify with issuer , opens external site
Data refreshed through 2 Oct 2026 moneymatters.cards Privacy Current Money Matters snapshot
Important

Data compiled from issuer and public information. Details may change — verify with issuer. Reference data, not financial advice.

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