2 pts / ₹100 · Up to 10 pts / ₹100 on Dining Departmental Grocery
Strong data Pairwise comparison
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SBI Card ELITE vs YES Bank Marquee Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the SBI Card ELITE and the YES Bank Marquee. Verify fees, lounge access, forex markup, and base rewards before you apply.
The short answer
VerdictPick Marquee for travel, spending abroad and lounge access.
Head-to-head
Three core metrics- Annual fee ELITE ₹4,999 Waivable at ₹10,00,000 spendMarquee ₹4,999
- Forex markup Marquee saves ~₹990 per ₹1L abroadELITE 1.99%Marquee 1%
- Domestic lounge Marquee: +16 lounge visits/yrELITE 8/yearMarquee 24/year (6 per quarter) Conditional · Domestic: 6/quarter · requires ₹1,00,000 spend in the previous calendar quarter (unlocks the following quarter)
Reward earning explained
Per card18 pts / ₹200 · Up to 36 pts / ₹200 on online spend
Limited dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (SBI Card ELITE: ₹4,999 vs YES Bank Marquee: ₹4,999), forex markup (1.99% vs 1%), or lounge access (8/year vs 24/year (6 per quarter)).
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Travel YES Bank Marquee wins YES Bank Marquee is better for travel
YES Bank Marquee is stronger here. Forex markup is 1%.
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Forex markup YES Bank Marquee wins YES Bank Marquee is better for forex
YES Bank Marquee is stronger here. Forex markup is 1%.
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Lounge access YES Bank Marquee wins YES Bank Marquee is better for lounge access
YES Bank Marquee is stronger here. YES Bank Marquee offers 24 domestic lounge visits per year versus 8.
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Rewards Insufficient data Insufficient data to compare rewards
Available evidence is incomplete: SBI Card ELITE conservative base value ~0.5% per ₹100. YES Bank Marquee is not safely INR-comparable (no usable point value).
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- SBI ELITE: ~₹250/month at base rate
- YES Bank Marquee: Base earn not clearly specified
Illustrative only, using current base rates before caps.
| Field | ELITE SBI Card | Marquee YES Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits spend-gated on some cards — see caveats 8/year vs 24/year (6 per quarter) | 8/year | 24/year (6 per quarter) |
| International lounge visits 6 per year vs Unlimited | 6 per year | Unlimited |
| Forex / International Use | ||
| Forex markup 1.99% vs 1% | 1.99% | 1% |
| Fees | ||
| Recurring annual fee | ₹4,999 | ₹4,999 |
| First-year cost Only available for YES Bank Marquee | Not specified | ₹9,999 |
| Annual-fee waiver Only available for SBI ELITE | ₹10,00,000 | Not specified |
| Monthly interest rate 3.75% / month vs 2.99% / month | 3.75% / month | 2.99% / month |
| Fuel benefit Only available for YES Bank Marquee | Not specified | Surcharge waiver available · ₹500–₹5,000 transactions |
| Rewards | ||
| Base earn 2 pts / ₹100 vs 18 pts / ₹200 | 2 pts / ₹100 | 18 pts / ₹200 |
| Conservative base value ~0.5% vs Not safely INR-comparable | ~0.5% | Not safely INR-comparable |
| Earn ceiling 10,000 points per calendar month; at 10 pts / ₹100, this lane reaches the cap at ₹1,00,000 of eligible spend vs 1,250 points per statement cycle; at 10 pts / ₹200, this lane reaches the cap at ₹25,000 of eligible spend | 10,000 points per calendar month; at 10 pts / ₹100, this lane reaches the cap at ₹1,00,000 of eligible spend | 1,250 points per statement cycle; at 10 pts / ₹200, this lane reaches the cap at ₹25,000 of eligible spend |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for SBI ELITE | ₹0.25 | Not specified |
| Point validity 2 years vs 3 years | 2 years | 3 years |
Notes
- YES Bank Marquee Credit Card: Condition: ₹1,00,000 spend in the previous calendar quarter (unlocks the following quarter)
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
SBI Card ELITE
Verify with issuer , opens external siteYES Bank Marquee
Verify with issuer , opens external site