Which card has a lower forex fee: ICICI Bank Coral Credit Card or SBI Cashback Credit Card?

Both cards have the same forex markup (3.5%).

Which card has a lower annual fee: ICICI Bank Coral Credit Card or SBI Cashback Credit Card?

ICICI Bank Coral Credit Card has a lower annual fee (₹500 vs ₹999).

Which card offers better lounge access?

ICICI Bank Coral Credit Card: 1 per quarter domestic lounge. SBI Cashback Credit Card: No complimentary lounge access.

Which card has a higher base reward rate?

SBI Cashback Credit Card has higher base reward value (~1% vs ~0.5%).

Pairwise comparison Compare 3+ cards →

ICICI Bank Coral Visa vs SBI Card Cashback Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the ICICI Bank Coral Visa and the SBI Card Cashback. Verify fees, lounge access, forex markup, and base rewards before you apply.

Lounge ICICI Bank Coral Visa Rewards SBI Card Cashback

Quick comparison

Three core metrics

Coral Visa ICICI Bank

Annual fee ₹500 Waivable at ₹1,50,000 spend
Forex markup 3.5%
Domestic lounge 4/year (1 per quarter) Conditional · Domestic: 1/quarter · requires ₹75,000 spend in the previous calendar quarter

Cashback SBI Card

Annual fee ₹999 Waivable at ₹2,00,000 spend
Forex markup 3.5%
Domestic lounge No complimentary lounge access

Reward earning explained

Per card

Coral Visa

2 pts / ₹100

Cashback

1% · Up to 5% on online spend

Limited data

Pick based on what matters

3 dimensions

Start with the constraint you care about most: annual fee (ICICI Bank Coral Visa: ₹500 vs SBI Card Cashback: ₹999), forex markup (3.5% vs 3.5%), or lounge access (4/year (1 per quarter) vs No complimentary lounge access).

Forex markup Tie

Both cards are similar for forex

Forex markup is 3.5%.
Lounge access ICICI Bank Coral Visa wins

ICICI Bank Coral Visa is better for lounge access

ICICI Bank Coral Visa is stronger here. Domestic lounge access is 1 per quarter.
Rewards SBI Card Cashback wins

SBI Card Cashback is better for rewards

SBI Card Cashback is stronger here. SBI Card Cashback conservative base value ~1% vs ICICI Bank Coral Visa's ~0.5%.

ICICI Bank Coral Visa

Confidence: Low (limited information available)

Verify with issuer

SBI Card Cashback

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

SBI Cashback: ~₹500/month at base rate
Coral: ~₹250/month at base rate

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Coral Visa ICICI Bank	Cashback SBI Card
Lounge Access
Domestic lounge visits 4/year (1 per quarter) vs No complimentary lounge access	4/year (1 per quarter)	No complimentary lounge access
Forex / International Use
Forex markup	3.5%	3.5%
Fees
Annual fee ₹500 vs ₹999	₹500	₹999
Joining fee ₹500 vs ₹999	₹500	₹999
Fee waiver spend ₹1,50,000 vs ₹2,00,000	₹1,50,000	₹2,00,000
Interest-free period Up to 48 days vs Up to 50 days	Up to 48 days	Up to 50 days
Rewards
Base earn 2 pts / ₹100 vs 1%	2 pts / ₹100	1%
Conservative base value ~0.5% vs ~1%	~0.5%	~1%
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for SBI Cashback	Not specified	₹1

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.