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HDFC Bank Tata Neu Plus RuPay vs SBI Card SimplyCLICK RuPay Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the HDFC Bank Tata Neu Plus RuPay and the SBI Card SimplyCLICK RuPay. Verify fees, lounge access, forex markup, and base rewards before you apply.

Lounge HDFC Bank Tata Neu Plus RuPay HDFC Bank Tata Neu Plus RuPay is stronger here. Domestic lounge access is 4/year.

Quick comparison

Feature Tata Neu Plus RuPay SimplyCLICK RuPay
Annual fee ₹499 Waivable at ₹1,00,000 spend ₹499 Waivable at ₹1,00,000 spend
Forex fee 3.5% 3.5%
Domestic lounge 4/year No lounge access

Fees: Tie

Confidence: Medium (verify with issuer)

Forex: Tie (limited data)

Confidence: Medium (verify with issuer)

Lounge: Tata Neu Plus RuPay wins

Confidence: Medium (verify with issuer)

Confidence: Medium (verify with issuer)

Tata Neu Plus RuPay 1 pts / ₹100 on General spend
SimplyCLICK RuPay 1 pts / ₹100 on General spend

Pick based on what matters

Start with the constraint you care about most: annual fee (HDFC Bank Tata Neu Plus RuPay: ₹499 vs SBI Card SimplyCLICK RuPay: ₹499), forex markup (3.5% vs 3.5%), or lounge access (4/year vs No lounge access).

Explore: HDFC Bank Tata Neu Plus RuPay card page · SBI Card SimplyCLICK RuPay card page · best credit cards in India

If this pair is close, these are the next useful side-by-side checks.

Confidence: Medium (verify with issuer)

Verify with issuer (opens in new tab)

Confidence: Medium (verify with issuer)

Verify with issuer (opens in new tab)

Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

Tata Neu Plus RuPay HDFC Bank SimplyCLICK RuPay SBI Card
Lounge Access
Domestic lounge visits
4/year vs No lounge access
4/year No lounge access
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee ₹499 ₹499
Joining fee ₹499 ₹499
Fee waiver spend ₹1,00,000 ₹1,00,000
Rewards
Points per ₹100 1 pts 1 pts
Point cash value ₹0.25 ₹0.25

Notes