Shortlist 2–4 cards
Side-by-side comparison of the HDFC Bank Tata Neu Infinity RuPay and the IndusInd Bank Legend. Verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | Tata Neu Infinity RuPay | Legend |
|---|---|---|
| Annual fee | ₹1,499 Waivable at ₹3,00,000 spend | ₹0 Lifetime free |
| Forex fee | 2% | 1.8% |
| Domestic lounge | 8/year (2 per quarter) | No lounge access |
Fees: Legend wins
Confidence: Medium (verify with issuer)
Forex: Legend wins
Confidence: Medium (verify with issuer)
Lounge: Tata Neu Infinity RuPay wins
Confidence: Medium (verify with issuer)
Confidence: Medium (verify with issuer)
Start with the constraint you care about most: annual fee (HDFC Bank Tata Neu Infinity RuPay: ₹1,499 vs IndusInd Bank Legend: ₹0), forex markup (2% vs 1.8%), or lounge access (8/year (2 per quarter) vs No lounge access).
Explore: HDFC Bank Tata Neu Infinity RuPay card page · IndusInd Bank Legend card page · best credit cards in India
If this pair is close, these are the next useful side-by-side checks.
Confidence: Medium (verify with issuer)
Verify with issuer (opens in new tab)Confidence: Medium (verify with issuer)
Verify with issuer (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| Tata Neu Infinity RuPay HDFC Bank | Legend IndusInd Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 8/year (2 per quarter) vs No lounge access | 8/year (2 per quarter) | No lounge access |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 2% vs 1.8% | 2% | 1.8% |
| Fees | ||
| Annual fee ₹1,499 vs ₹0 | ₹1,499 | ₹0 |
| Joining fee ₹1,499 vs ₹0 | ₹1,499 | ₹0 |
| Fee waiver spend Only available for Tata Neu Infinity HDFC Bank | ₹3,00,000 | Not specified |
| Rewards | ||
| Points per ₹100 5 pts vs 1 pts | 5 pts | 1 pts |
| Point cash value ₹0.25 vs ₹0.5 | ₹0.25 | ₹0.5 |