- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 2%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the calendar quarter
Pairwise comparison
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HDFC Bank Tata Neu Infinity RuPay vs IndusInd Bank Legend Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the HDFC Bank Tata Neu Infinity RuPay and the IndusInd Bank Legend. Verify fees, lounge access, forex markup, and base rewards before you apply.
Lounge HDFC Bank Tata Neu Infinity RuPay upi HDFC Bank Tata Neu Infinity RuPay
Quick comparison
Three core metrics- Annual fee ₹0
- Forex markup 1.8%
- Domestic lounge No complimentary lounge access
Reward earning explained
Per card5 NeuCoins / ₹100 on General spend
Limited data1 pt / ₹100 on General spend
Limited dataPick based on what matters
5 dimensionsStart with the constraint you care about most: annual fee (HDFC Bank Tata Neu Infinity RuPay: ₹1,499 vs IndusInd Bank Legend: ₹0), forex markup (2% vs 1.8%), or lounge access (2/quarter vs No complimentary lounge access).
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Travel Insufficient data Insufficient data to compare travel
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Forex markup is 2%.
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Forex markup Tie Both cards are similar for forex
Forex markup is 2%. Forex markup is 1.8%.
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Lounge access HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for lounge access
HDFC Bank Tata Neu Infinity RuPay is stronger here. Domestic lounge access is 2 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Estimated base reward value is ~5% on base spend.
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upi HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for UPI usage
HDFC Bank Tata Neu Infinity RuPay is stronger here. Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Infinity HDFC Bank: ~₹2,500/month at base rate
- IndusInd Bank Legend: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Tata Neu Infinity RuPay HDFC Bank | Legend IndusInd Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs No complimentary lounge access | 2/quarter | No complimentary lounge access |
| International lounge visits Only available for Tata Neu Infinity HDFC Bank | 4/year | Not specified |
| Forex / International Use | ||
| Forex markup Limited support — verify with issuer. 2% vs 1.8% | 2% | 1.8% |
| Fees | ||
| Annual fee ₹1,499 vs ₹0 | ₹1,499 | ₹0 |
| Joining fee ₹1,499 vs ₹5,000 | ₹1,499 | ₹5,000 |
| Fee waiver spend Only available for Tata Neu Infinity HDFC Bank | ₹3,00,000 | Not specified |
| Interest-free period Only available for Tata Neu Infinity HDFC Bank | Up to 50 days | Not specified |
| Rewards | ||
| Points per ₹100 5 pts vs 1 pts | 5 pts | 1 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Tata Neu Infinity HDFC Bank | ₹1 | Not specified |
| Point validity Only available for Tata Neu Infinity HDFC Bank | 2 years | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.