- Annual fee ₹500 Waivable at ₹50,000 spend
- Forex markup 3.5%
- Domestic lounge No complimentary lounge access
Pairwise comparison
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HDFC Bank MoneyBack Plus vs HDFC Bank Tata Neu Infinity RuPay Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the HDFC Bank MoneyBack Plus and the HDFC Bank Tata Neu Infinity RuPay. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex HDFC Bank Tata Neu Infinity RuPay Lounge HDFC Bank Tata Neu Infinity RuPay Rewards HDFC Bank Tata Neu Infinity RuPay upi HDFC Bank Tata Neu Infinity RuPay
Quick comparison
Three core metrics- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 2%
- Domestic lounge 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the calendar quarter
Reward earning explained
Per card2 CashPoints / ₹150 · Up to 10 CashPoints / ₹100 on online spend
Limited data1.5 NeuCoins / ₹100 · Up to 5 NeuCoins / ₹100 on BigBasket
Limited dataPick based on what matters
5 dimensionsStart with the constraint you care about most: annual fee (HDFC Bank MoneyBack Plus: ₹500 vs HDFC Bank Tata Neu Infinity RuPay: ₹1,499), forex markup (3.5% vs 2%), or lounge access (No complimentary lounge access vs 8/year (2 per quarter)).
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Travel Insufficient data Insufficient data to compare travel
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Forex markup is 2%.
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Forex markup HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for forex
HDFC Bank Tata Neu Infinity RuPay is stronger here. Forex markup is 2%.
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Lounge access HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for lounge access
HDFC Bank Tata Neu Infinity RuPay is stronger here. Domestic lounge access is 2 per quarter.
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Rewards HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for rewards
HDFC Bank Tata Neu Infinity RuPay is stronger here. HDFC Bank Tata Neu Infinity RuPay conservative base value ~1.5% vs HDFC Bank MoneyBack Plus's ~0.3%.
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upi HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for UPI usage
HDFC Bank Tata Neu Infinity RuPay is stronger here. Supports UPI via RuPay network.
HDFC Bank MoneyBack Plus
Confidence: Low (limited information available)
Verify with issuer , opens external siteHDFC Bank Tata Neu Infinity RuPay
Confidence: Low (limited information available)
Verify with issuer , opens external siteAll fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Infinity HDFC Bank: ~₹750/month at base rate
- MoneyBack Plus: ~₹130/month at base rate
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | MoneyBack Plus HDFC Bank | Tata Neu Infinity RuPay HDFC Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No complimentary lounge access vs 8/year (2 per quarter) | No complimentary lounge access | 8/year (2 per quarter) |
| International lounge visits Only available for Tata Neu Infinity HDFC Bank | Not specified | 4/year |
| Forex / International Use | ||
| Forex markup 3.5% vs 2% | 3.5% | 2% |
| Fees | ||
| Annual fee ₹500 vs ₹1,499 | ₹500 | ₹1,499 |
| Joining fee ₹500 vs ₹1,499 | ₹500 | ₹1,499 |
| Fee waiver spend ₹50,000 vs ₹3,00,000 | ₹50,000 | ₹3,00,000 |
| Rewards | ||
| Base earn 2 CashPoints / ₹150 vs 1.5 NeuCoins / ₹100 | 2 CashPoints / ₹150 | 1.5 NeuCoins / ₹100 |
| Conservative base value ~0.3% vs ~1.5% | ~0.3% | ~1.5% |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹0.25 vs ₹1 | ₹0.25 | ₹1 |
| Point validity 2 years vs 1 year | 2 years | 1 year |
Notes
- Some data has low confidence — verify with the issuer before relying on it.
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.