Which card has a lower forex fee: Marriott Bonvoy HDFC Bank Credit Card or YES Bank Marquee Credit Card?

YES Bank Marquee Credit Card has lower forex markup (1% vs 3.5%).

Which card has a lower annual fee: Marriott Bonvoy HDFC Bank Credit Card or YES Bank Marquee Credit Card?

Marriott Bonvoy HDFC Bank Credit Card has a lower annual fee (₹3,000 vs ₹4,999).

Which card offers better lounge access?

Marriott Bonvoy HDFC Bank Credit Card: 12 domestic + 12 international lounge visits/year. YES Bank Marquee Credit Card: 6 per quarter domestic lounge.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

HDFC Bank Marriott Bonvoy vs YES Bank Marquee Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the HDFC Bank Marriott Bonvoy and the YES Bank Marquee. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex YES Bank Marquee

Quick comparison

Three core metrics

Marriott Bonvoy HDFC Bank

Annual fee ₹3,000 Waivable at ₹8,00,000 spend
Forex markup 3.5%
Domestic lounge 12/year

Marquee YES Bank

Annual fee ₹4,999 Waivable at ₹10,00,000 spend
Forex markup 1%
Domestic lounge 6/quarter Conditional · Domestic: 6/quarter · requires ₹1,00,000 spend in the previous calendar quarter

Reward earning explained

Per card

Marriott Bonvoy

8 pts / ₹150 on Hotel (Above ₹10 per cycle) + 4 pts / ₹150 on Travel Dining (Ab…

Limited data

Marquee

36 pts / ₹100 on General spend

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (HDFC Bank Marriott Bonvoy: ₹3,000 vs YES Bank Marquee: ₹4,999), forex markup (3.5% vs 1%), or lounge access (12/year vs 6/quarter).

Travel Insufficient data

Insufficient data to compare travel

Only YES Bank Marquee has comparable evidence here. Forex markup is 1%.

Marriott Bonvoy: Limited data Marquee: Limited data
Forex markup YES Bank Marquee wins

YES Bank Marquee is better for forex

YES Bank Marquee is stronger here. Forex markup is 1%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is 12 per year. Domestic lounge access is 6 per quarter.
Rewards Insufficient data

Insufficient data to compare rewards

Only YES Bank Marquee has comparable evidence here. Base earn is 36 pts per ₹100.

Marriott Bonvoy: Limited data

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Marriott Bonvoy HDFC Bank: Base earn not clearly specified
YES Bank Marquee: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Marriott Bonvoy HDFC Bank	Marquee YES Bank
Lounge Access
Domestic lounge visits 12/year vs 6/quarter	12/year	6/quarter
International lounge visits Only available for Marriott Bonvoy HDFC Bank	12/year	Not specified
Forex / International Use
Forex markup Limited support — verify with issuer. 3.5% vs 1%	3.5%	1%
Fees
Annual fee ₹3,000 vs ₹4,999	₹3,000	₹4,999
Joining fee ₹3,000 vs ₹9,999	₹3,000	₹9,999
Fee waiver spend ₹8,00,000 vs ₹10,00,000	₹8,00,000	₹10,00,000
Rewards
Reward points (base spend) 2 pts/₹150 vs 36 pts/₹100	2 pts/₹150	36 pts/₹100
Point validity Only available for Marriott Bonvoy HDFC Bank	2 years	Not specified

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.