Which card has a lower forex fee: BOBCARD Eterna Credit Card or RBL Bank World Safari Credit Card?

RBL Bank World Safari Credit Card has lower forex markup (0% vs 2%).

Which card has a lower annual fee: BOBCARD Eterna Credit Card or RBL Bank World Safari Credit Card?

BOBCARD Eterna Credit Card has a lower annual fee (₹2,499 vs ₹3,000).

Which card offers better lounge access?

BOBCARD Eterna Credit Card: Unlimited domestic lounge access. RBL Bank World Safari Credit Card: 2 per quarter domestic lounge.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

BOBCARD Eterna vs RBL Bank World Safari Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the BOBCARD Eterna and the RBL Bank World Safari. Verify fees, lounge access, forex markup, and base rewards before you apply.

Travel RBL Bank World Safari Forex RBL Bank World Safari

Quick comparison

Three core metrics

Eterna BOBCARD

Annual fee ₹2,499 Waivable at ₹2,50,000 spend
Forex markup 2%
Domestic lounge Unlimited Conditional · Domestic: Unlimited · requires ₹40,000 spend in the previous calendar quarter

World Safari RBL Bank

Annual fee ₹3,000
Forex markup 0%
Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹35,000 spend in the previous calendar quarter · International: 1/quarter · requires ₹50,000 spend in the previous calendar quarter

Reward earning explained

Per card

Eterna

15 pts / ₹100 on Dining (5 RP/₹100 (15 RP/₹100) on dining, travel, internationa…

World Safari

5 pts / ₹100 on Travel (domestic) + 2 pts / ₹100 on Domestic spend

Pick based on what matters

3 dimensions

Start with the constraint you care about most: annual fee (BOBCARD Eterna: ₹2,499 vs RBL Bank World Safari: ₹3,000), forex markup (2% vs 0%), or lounge access (Unlimited vs 2/quarter).

Travel RBL Bank World Safari wins

RBL Bank World Safari is better for travel

RBL Bank World Safari is stronger here. Forex markup is 0%.
Forex markup RBL Bank World Safari wins

RBL Bank World Safari is better for forex

RBL Bank World Safari is stronger here. Forex markup is 0%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is unlimited. Domestic lounge access is 2 per quarter.

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

RBL Bank World Safari: ~₹250/month at base rate
BOBCARD Eterna: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Eterna BOBCARD	World Safari RBL Bank
Lounge Access
Domestic lounge visits Unlimited vs 2/quarter	Unlimited	2/quarter
International lounge visits Only available for RBL Bank World Safari	Not specified	2/year
Forex / International Use
Forex markup Source agreement differs — verify both. 2% vs 0%	2%	0%
Fees
Annual fee ₹2,499 vs ₹3,000	₹2,499	₹3,000
Joining fee ₹2,499 vs ₹3,000	₹2,499	₹3,000
Fee waiver spend Only available for BOBCARD Eterna	₹2,50,000	Not specified
Interest-free period Only available for BOBCARD Eterna	Up to 50 days	Not specified
Rewards
Points per ₹100 3 pts vs 2 pts	3 pts	2 pts
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for RBL Bank World Safari	Not specified	₹0.25

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.