Shortlist 2–4 cards
Side-by-side comparison of the Axis Bank Cashback and the ICICI Bank Coral Visa. Verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | Cashback | Coral Visa |
|---|---|---|
| Annual fee | ₹1,000 Waivable at ₹4,00,000 spend | ₹500 Waivable at ₹1,50,000 spend |
| Forex fee | 3.5% | 3.5% |
| Domestic lounge | No lounge access | 4/year |
Fees: Coral Visa wins
Confidence: High
Forex: Tie
Confidence: High
Lounge: Coral Visa wins
Confidence: High
Confidence: High
Start with the constraint you care about most: annual fee (Axis Bank Cashback: ₹1,000 vs ICICI Bank Coral Visa: ₹500), forex markup (3.5% vs 3.5%), or lounge access (No lounge access vs 4/year).
Explore: Axis Bank Cashback card page · ICICI Bank Coral Visa card page · best credit cards in India
If this pair is close, these are the next useful side-by-side checks.
Confidence: High
Verify with issuer (opens in new tab)Confidence: High
Verify with issuer (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| Cashback Axis Bank | Coral Visa ICICI Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No lounge access vs 4/year | No lounge access | 4/year |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹1,000 vs ₹500 | ₹1,000 | ₹500 |
| Joining fee ₹1,000 vs ₹500 | ₹1,000 | ₹500 |
| Fee waiver spend ₹4,00,000 vs ₹1,50,000 | ₹4,00,000 | ₹1,50,000 |
| Rewards | ||
| Points per ₹100 0.75 pts vs 2 pts | 0.75 pts | 2 pts |
| Point cash value ₹0.2 vs ₹0.25 | ₹0.2 | ₹0.25 |