- Annual fee ₹0 Lifetime free
- Forex markup 0%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the previous calendar quarter
Pairwise comparison
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AU Small Finance Bank ixigo vs HDFC Bank Tata Neu Infinity RuPay Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the AU Small Finance Bank ixigo and the HDFC Bank Tata Neu Infinity RuPay. Verify fees, lounge access, forex markup, and base rewards before you apply.
Travel AU Small Finance Bank ixigo Forex AU Small Finance Bank ixigo upi HDFC Bank Tata Neu Infinity RuPay
Quick comparison
Three core metrics- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 2%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the calendar quarter
Reward earning explained
Per card5 pts / ₹100 on Online shopping (online only · 10 reward points for every ₹200…
Limited data5 NeuCoins / ₹100 on General spend
Limited dataPick based on what matters
5 dimensionsStart with the constraint you care about most: annual fee (AU Small Finance Bank ixigo: ₹0 vs HDFC Bank Tata Neu Infinity RuPay: ₹1,499), forex markup (0% vs 2%), or lounge access (2/quarter vs 2/quarter).
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Travel AU Small Finance Bank ixigo wins AU Small Finance Bank ixigo is better for travel
AU Small Finance Bank ixigo is stronger here. Forex markup is 0%.
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Forex markup AU Small Finance Bank ixigo wins AU Small Finance Bank ixigo is better for forex
AU Small Finance Bank ixigo is stronger here. Forex markup is 0%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 2 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Estimated base reward value is ~5% on base spend.
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upi HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for UPI usage
HDFC Bank Tata Neu Infinity RuPay is stronger here. Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Infinity HDFC Bank: ~₹2,500/month at base rate
- ixigo AU: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | ixigo AU Small Finance Bank | Tata Neu Infinity RuPay HDFC Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 2/quarter | 2/quarter |
| International lounge visits 1/year vs 4/year | 1/year | 4/year |
| Forex / International Use | ||
| Forex markup Limited support — verify with issuer. 0% vs 2% | 0% | 2% |
| Fees | ||
| Annual fee ₹0 vs ₹1,499 | ₹0 | ₹1,499 |
| Joining fee ₹0 vs ₹1,499 | ₹0 | ₹1,499 |
| Fee waiver spend Only available for Tata Neu Infinity HDFC Bank | Not specified | ₹3,00,000 |
| Rewards | ||
| Points per ₹100 2.5 pts vs 5 pts | 2.5 pts | 5 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Tata Neu Infinity HDFC Bank | Not specified | ₹1 |
| Point validity Only available for Tata Neu Infinity HDFC Bank | Not specified | 2 years |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.